Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
In 1998, the Travelers Group merged with Citicorp to form Citigroup.[10] However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002,[12] although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife.[13] In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.[14][15]
In a post-apocalyptic future, thousands of special operatives are tasked with preventing the collapse of society. These operatives, known as "travelers", have their consciousnesses sent back in time and transferred into the "host" body of present-day individuals who would otherwise be moments from death, to minimize unexpected impact on the time line. The transfer requires the exact location of the target, made possible by twenty-first century smart phones and GPS providing time, elevation, latitude, and longitude (TELL) coordinates that are archived for use in the future. Trained using social media and public records concerning their hosts, each traveler must maintain the host's pre-existing life as cover for the rest of their lives, while carrying out missions in teams of five. These missions are dictated by the Director in the future who monitors the time line, and are aimed at saving the world from a series of catastrophic events. One method by which the Director communicates with travelers is via pre-pubescent children used as messengers; unlike adults, any child can safely be taken over for a few minutes by the Director and then released from control without risk of killing them. All travelers are required to behave according to certain protocols to protect the time line:
The team learns that Traveler 001 is still alive in the body of his former psychologist, Perrow, when the Faction tries to capture him/her. Perrow dies but they believe 001 had access to a transfer device (since in the future he helped construct one) and as a result they are unsure where his consciousness now resides. Doubts about their loved ones worsen for Kat (suffering hallucinations and suspicions), Jeff (now, not Jeff and trying to make amends) and David, who is concussed.
The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.

Visitors may want to return to the Belgian capital in 2018 to visit two cutting-edge museums. The Millennium Iconoclast Museum of Art opened in the once-infamous Molenbeek district’s old Belle-Vue brewery this past spring, to showcase contemporary art from around the world. There’s also the Citroën Cultural Centre, a new collaboration with Paris’s Centre Pompidou, which will launch its first exhibition in May. The edgy JAM Hotel, an industrial-chic property with exposed brickwork and concrete beams housed in a former art school, is the perfect place for culture-lovers to stay. Don’t leave town without paying homage to Belgium’s UNESCO-recognized beer culture at youthful breweries like Brasserie de la Senne or Brussels Beer Project, both of which are shirking brewing traditions in favor of more experimental microbrewery techniques. —Meredith Bethune

A picture-perfect trio of islands lapped by turquoise waters, the Maltese archipelago has all the charm of nearby Sicily with far fewer tourists. Valletta, the tiny nation’s capital and a UNESCO World Heritage site, feels like something plucked straight from Westeros. The historic walled city dates back to 1565, and has a vibe that’s Mediterranean with a North African twist. This underrated destination is finally stepping into the global limelight as a 2018 European Capital of Culture. To celebrate the occasion, the city has planned more than 140 projects and 400 events throughout the year. The festivities begin on January 20, with contemporary dance, a choral symphony, and acrobatic performances across the city’s four main squares. Should you miss the grand opening, swing by in February for Carnival, or in June for the Malta International Arts Festival and the Valletta Film Festival. —Diana Hubbell


Leaf-peeping and a thriving farm-to-table food scene (the country’s first CSA sprouted here) lure out-of-towners to the bucolic far western corner of Massachusetts. But the arts have long been their own major draw: Tanglewood, the Clark Art Institute, and the Williamstown Theatre Festival all call the area home, as does MASS MoCA, a popular modern art destination housed in a circa-1800s textile mill in North Adams.
There are lots of ways to appreciate Price without breaking the bank. For example, you might want to put on your walking shoes, grab a free map, and wander around to a side of this destination where money doesn't do all the talking. Our choice of affordable hotels makes Price a favorite among budget-conscious travelers looking for a vacation to remember. Don't let your budget keep you from experiencing everything that Price has to offer, the right hotel is just a click away!

Readings indicate that the seafloor off the French island's eastern shoreline is sinking at a rate of approximately 0.4 inches per month. — David Grossman, Popular Mechanics, "French Island Might Be Sitting On Top of Gigantic Underwater Magma Shift," 20 Mar. 2019 Video from the scene showed black smoke still rising from the island more than an hour after the crash. — Jeffrey Collins, Fox News, "New military jet crashes, pilot ejects in S Carolina," 28 Sep. 2018 The Cambridges reportedly embarked on their trip to Mustique, a private island in the Caribbean, in mid-July after a fan spotted them at an airport in St. Lucia. — Erica Gonzales, Harper's BAZAAR, "Prince William Is Back From Vacation with a Fresh Tan," 8 Aug. 2018 Both men saw their chance of the big time after Japanese forces attacked Shanghai’s Chinese districts in 1937, leaving the international concessions as islands in a sea of panic and devastation. — The Economist, "A gripping tale of Sodom sliding towards its bloody end," 12 July 2018 Higgins arrived on the island from Nevada in March without much Spanish, but brought 40 years of management experience. — Fortune, "Puerto Rico's Bankrupt Utility Has No Leader After Pay Scandal," 12 July 2018 The heavily forested Prince of Wales Island near the southern tip of the Alaska Panhandle is the fourth-largest island in the U.S. — Time, "All 11 People on Board Survived Alaska Plane Crash, Coast Guard Says," 11 July 2018 This island is the homeland of jamu, a traditional system of health and beauty treatments based on botanical ingredients. — Jennifer Goldstein, Marie Claire, "How To Spice Up Your Skincare Routine," 18 Jan. 2019 The little island of 23 million people off China’s coast is of great importance to Beijing. — Alex Ward, Vox, "Trump’s China strategy is the most radical in decades — and it’s failing," 18 Sep. 2018
Flight Boston - London (BOS - LHR) $303+ Flight New York - London (JFK - LGW) $334+ Flight New York - London (JFK - LHR) $336+ Flight Newark - London (EWR - LHR) $340+ Flight Dallas - London (DFW - LHR) $358+ Flight New York - London (LGA - LHR) $372+ Flight Chicago - London (ORD - LGW) $374+ Flight Newark - London (EWR - LCY) $386+ Flight Chicago - London (ORD - LHR) $387+ Flight New York - London (JFK - LCY) $390+ Flight Newark - London (EWR - LGW) $399+ Flight Washington - London (IAD - LHR) $410+ Flight San Francisco - London (SFO - LHR) $417+ Flight Los Angeles - London (LAX - LHR) $422+

Finland’s Archipelago Sea is the world’s largest, with 25,000 miles of shoreline and innumerable islands. Still off the beaten track for international tourists, who gravitate toward Helsinki in summer and Lapland in winter, the archipelago is the well-kept secret of the Finns, generations of whom flock to family-owned islands. And there’s never been a better time to join them, with increased airlift — including transatlantic flights on Norwegian Air starting around $350 — and a burgeoning food and beverage scene in nearby Turku, Finland’s medieval capital. (Start at the Kauppahalli, or market hall, where the salmon is as fresh and flavorful as a summer tomato.) The archipelago has a subarctic glamour, with eerie, sunlit summer nights and dark winter days, its rocky, tree-lined islands dotted with storybook wooden cottages. Hike, bike, or drive the islands; or hole up on one all your own. —Molly McArdle


To prevent an explosion that kills thousands, the team steals antimatter from a military convoy. The material's intended recipient is a new traveler who fails to prevent his host's suicide, forcing the team to improvise. After failing to upgrade their containment device, the team returns the antimatter to its origin facility. They form a tenuous alliance with Dr. Delaney, who produced the antimatter; history records her as complicit in the weaponization of antimatter, but she actually opposes Major Gleason's ambitions. MacLaren informs Delaney that they will return soon. Philip retains his host's heroin addiction. MacLaren meets his wife, Kat, but also resumes a preexisting relationship with Carly. Marcy works to build trust with a confused David.

Visitors may want to return to the Belgian capital in 2018 to visit two cutting-edge museums. The Millennium Iconoclast Museum of Art opened in the once-infamous Molenbeek district’s old Belle-Vue brewery this past spring, to showcase contemporary art from around the world. There’s also the Citroën Cultural Centre, a new collaboration with Paris’s Centre Pompidou, which will launch its first exhibition in May. The edgy JAM Hotel, an industrial-chic property with exposed brickwork and concrete beams housed in a former art school, is the perfect place for culture-lovers to stay. Don’t leave town without paying homage to Belgium’s UNESCO-recognized beer culture at youthful breweries like Brasserie de la Senne or Brussels Beer Project, both of which are shirking brewing traditions in favor of more experimental microbrewery techniques. —Meredith Bethune
No matter what your ideal getaway is, one thing is certain: the best vacations in Florida happen when you immerse yourself in the climate and culture, taking full advantage of the year-round warm weather, getting to know the native wildlife, tasting homegrown produce and Gulf-caught seafood and checking out the beaches, even from under a hat and tons of sunscreen. Book a foodie tour or pub crawl, dance the night away at a blues festival and wake up in time to make a mimosa toast along the water.
A picture-perfect trio of islands lapped by turquoise waters, the Maltese archipelago has all the charm of nearby Sicily with far fewer tourists. Valletta, the tiny nation’s capital and a UNESCO World Heritage site, feels like something plucked straight from Westeros. The historic walled city dates back to 1565, and has a vibe that’s Mediterranean with a North African twist. This underrated destination is finally stepping into the global limelight as a 2018 European Capital of Culture. To celebrate the occasion, the city has planned more than 140 projects and 400 events throughout the year. The festivities begin on January 20, with contemporary dance, a choral symphony, and acrobatic performances across the city’s four main squares. Should you miss the grand opening, swing by in February for Carnival, or in June for the Malta International Arts Festival and the Valletta Film Festival. —Diana Hubbell
Visitors may want to return to the Belgian capital in 2018 to visit two cutting-edge museums. The Millennium Iconoclast Museum of Art opened in the once-infamous Molenbeek district’s old Belle-Vue brewery this past spring, to showcase contemporary art from around the world. There’s also the Citroën Cultural Centre, a new collaboration with Paris’s Centre Pompidou, which will launch its first exhibition in May. The edgy JAM Hotel, an industrial-chic property with exposed brickwork and concrete beams housed in a former art school, is the perfect place for culture-lovers to stay. Don’t leave town without paying homage to Belgium’s UNESCO-recognized beer culture at youthful breweries like Brasserie de la Senne or Brussels Beer Project, both of which are shirking brewing traditions in favor of more experimental microbrewery techniques. —Meredith Bethune
During an update for historians, one of them dies from cerebral overload and is taken over by another traveler. The faction then breaks in and kidnaps the historians. A Blackbox is a device used to extract information from an unconscious or dying person and the team uses one to access a critically injured Hall to ascertain the location of historians. Jeff reaches out to his police sergeant to get his job back and is told to get help from a social worker first. Philip is questioned by the faction. Philip is given time with Kyle as a gesture of good will, who states that he sympathizes with the faction's goal, especially since he just saw another historian die during the update. Faction saves a TELL that Kyle provided to gain his support. Jeff reaches out to David to sign his therapy form for him to get his job back. David agrees to help as a social worker with Jeff's addiction, which the traveler doesn't actually have. Hall is able to relay information from when he was tracking his team's historian showing he ran into a faction team and was shot climbing a fence. He reveals that it was Kyle and Luca from his own team that shot him. Hall is able to show the team the location of the historians and the team is dispatched. While with David, Jeff receives a message to meet up at the location for tactical support. Philip is able to escape before being cornered by Kyle and Luca. Maclaren's team shows up just in time to save Philip and kills Luca and Kyle. The team saves all the historians while taking out many of the faction. Hall is told he saved them all and is able to pass away in peace knowing that. Jeff and Carly reconnect. Philip is seen throwing out his yellow pills that historians have to take.
MacLaren and Forbes stake out a criminal transaction that becomes a shootout. MacLaren's team is directed to assist an older traveler team: the incident's survivors, whose leader, Rick Hall, reveals that the deal was the assigned transfer of a device with a Russian traveler team. MacLaren is shocked by the violence between teams and by Hall's jadedness. Hall's teammates, Carter and Luca, are both dying, but Marcy saves Luca by transfusing Carter's blood; Marcy suspects Luca is her brother due to his suffering from night terrors. Hall demands that he become the leader of a merged team, and demands MacLaren kill Forbes to prevent their exposure. MacLaren and Forbes arrest Hall and Luca, and the team transfers the device. Trevor quits football to focus on his grades, but is grounded. Ray demands more gambling information from Philip. Carly rebukes Jeff, who harasses Marcy. Carly and MacLaren sleep together.

The team track down Simon (Traveler 0004), a specialist who developed the consciousness transfer technology in the future, who was sent into a host body that developed schizophrenia after arrival. Simon, who set up the Travelers' communications system in the 21st, is haunted by hallucinations of Vincent, who previously convinced an institutionalized Simon that the Director wanted him to next build transfer technology in the 21st.
The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.
Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]
Travel to the Danish capital has jumped more than 80 percent in the past decade, thanks in part to René Redzepi’s influential Noma restaurant (slated to reopen in its new location in February), as well as Scandinavian Airlines’ ongoing flight expansion. Today, Copenhagen is teeming with inspiring places to eat and drink, in addition to a number of sleek new hotels — so much so that the New Nordic food, beverage, and design movement has now spread worldwide. Even before it debuted in July, Restaurant Barr — the beer-centric boîte by Redzepi and chef Thorsten Schmidt that occupies the old Noma plot — was already garnering international attention. Then there’s Apollo Bar & Kantine, the recently minted, design-focused restaurant in the Kunsthal Charlottenborg gallery from Frederik Bille Brahe, proprietor of hit café Atelier September. Brothers Mikkel Borg Bjergsø and Jeppe Jarnit-Bjergsø, of Mikkeller and Evil Twin Brewing, respectively, have in the last couple of years introduced the world to experimental Danish craft beer, and their brews can now be sampled at bars and beer halls across Copenhagen and beyond. Stylish new places to stay, such as Hotel Danmark and Sanders, as well as a revamp of the classic, Arne Jacobsen–designed Radisson Blu Royal Hotel, reinforce the reasons the Scandinavian aesthetic is so popular right now. —Kat Odell
The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]
Flight Denver - Chicago (DEN - ORD) $79+ Flight Houston - Chicago (HOU - ORD) $91+ Flight Houston - Chicago (IAH - ORD) $91+ Flight Boston - Chicago (BOS - ORD) $97+ Flight Dallas - Chicago (DFW - ORD) $97+ Flight Minneapolis - Chicago (MSP - ORD) $97+ Flight New York - Chicago (LGA - ORD) $97+ Flight Washington - Chicago (BWI - ORD) $101+ Flight Atlanta - Chicago (ATL - ORD) $108+
Three high-ranking Travelers are sent back by the Director to put Grace on trial for violating protocols, overwriting a person who was not assigned to be her host, and sabotaging the Grand Plan. Mac and the team must give testimony at the trial that will determine if she should be overwritten or not. Meanwhile, the Faction is trying to replenish its numbers by overwriting people with the stored minds in the Quantum Frame. It transpires the trial was staged by the Director to flush out a Faction member from within the three Travelers judging Grace, which it successfully does, this leading to Mac's team securing the Quantum Frame.
The city has cemented its reputation as a must-visit destination with its most recent honor: it’s been named 2018 World Design Capital, the first ever in the Americas. It’s no wonder: despite challenges like the recent earthquake, young Mexican creatives are no longer searching for opportunities abroad but staying to build something meaningful at home. Their success is evident in arts initiatives like Zonamaco and the Material Art Fair in February, Design Week Mexico in October, and the Condo Fair, which will debut in Mexico’s capital in April. Aesthetes have plenty of design-forward places to stay and eat, too. Bed down at Downtown Mexico, the newest hotel by Grupo Habita, which plans to open another property, Catedral M X, nearby in 2018. Or book a room at the Four Seasons Hotel Mexico City, which unveiled an ambitious redesign by Gilles & Boissier in 2016. Dine at Enrique Olvera’s world-famous Pujol, which relocated last year to a mid-century house and has a fresh, pared-down look. The new space is outfitted in natural materials — a fitting design for a restaurant that celebrates wood-fired cooking. —Laura Itzkowitz 

The team track down Simon (Traveler 0004), a specialist who developed the consciousness transfer technology in the future, who was sent into a host body that developed schizophrenia after arrival. Simon, who set up the Travelers' communications system in the 21st, is haunted by hallucinations of Vincent, who previously convinced an institutionalized Simon that the Director wanted him to next build transfer technology in the 21st.
The Faction sets off nuclear blasts that destroy all of the Travelers' archives outside the US. David, left for dead by the Faction in the last surviving archive, is the only person who can disarm the nuclear device. He succeeds but is exposed to lethal radiation. Kat's suspicions about MacLaren, temporarily allayed, surge again and she throws him out – for her the marriage is over as she feels he is no longer the man she first met. Jeff tries to escape from interrogation by 001; he is eventually found having been walled up. Marcy hopes the Director will send a Traveler medical team to save David but no help arrives. In the moment before he dies, David conveys a message from the Director: "Protocol Omega."
Marcy puts herself in a near-death state to recover her lost memories from when she was reset. The memories she receives include those of the original host Marcy, showing that the host's intellectual disability was caused by Vincent/001 testing Simon's incomplete consciousness transfer technology on her. While she is out of commission, Mac and the rest of the team are ordered to provide Hall with backup in protecting the future 53rd President of the United States, who is currently a prepubescent girl.
An island or isle is any piece of sub-continental land that is surrounded by water.[2] Very small islands such as emergent land features on atolls can be called islets, skerries, cays or keys. An island in a river or a lake island may be called an eyot or ait, and a small island off the coast may be called a holm. A grouping of geographically or geologically related islands is called an archipelago, such as the Philippines.
This year, Buenos Aires becomes a hub for art, sports, and politics: the inaugural Art Basel Cities program, the Youth Olympic Games, and the G20 will all take place in the city, beginning with the multi-year Art Basel initiative. Though the Argentinean capital is already home to an eclectic collection of galleries, Art Basel Cities promises to elevate Buenos Aires’ reputation in the global art scene by offering professional support for local artists, as well as lectures and workshops throughout the year to draw art lovers to the city. 

This German town lays claim to not one but two of the world’s greatest opera houses. Most music lovers know about the acoustically perfect Bayreuth Festspielhaus, built in 1876 by composer Richard Wagner as the home for his summer music festival. But the city also contains the grandest Baroque theater in the world, the Margravial Opera House, built between 1744 and 1748 by Princess Wilhelmina of Prussia. Named a UNESCO World Heritage site in 2012, the theater has been closed for repairs for the past six years. It reopens in April 2018 with a performance of Artaserse by the 18th-century German composer Johann Adolph Hasse (tickets go on sale in February). Bayreuth also makes an excellent starting point from which to explore the rest of the region, famous for its hundreds of Bavarian biergartens and vineyards producing internationally renowned Franconian wines. —Christopher Tkaczyk

No matter what your ideal getaway is, one thing is certain: the best vacations in Florida happen when you immerse yourself in the climate and culture, taking full advantage of the year-round warm weather, getting to know the native wildlife, tasting homegrown produce and Gulf-caught seafood and checking out the beaches, even from under a hat and tons of sunscreen. Book a foodie tour or pub crawl, dance the night away at a blues festival and wake up in time to make a mimosa toast along the water.
Those with a predilection for high-thread-count sheets will soon be able to luxuriate at the Grand Bohemian Hotel, a ritzy boutique property with Carolina charm. In the meantime, discerning visitors can bunk at the swank Westin Poinsett, a historic hotel that was rescued from the wrecking ball in the late '90s, laying the groundwork for Greenville’s great Southern revival. —Rachel Tepper Paley 

Tel Aviv has attracted a lot of attention for its nightlife and creative culinary scene in recent years. These days its center of gravity has shifted south, to the site of the ancient port town of Jaffa (technically part of the city itself). This month, the Setai opens in a former Ottoman prison; a new W Hotel housed in a 19th-century former convent and pilgrims’ hospice is scheduled to open in March. It’s just the latest in a growing list of upscale hotels, restaurants, and boutiques to arrive among the winding streets of this former fishing village. Jaffa’s once-shabby flea market is now populated by a number of high-end antique dealerships, which sit alongside trendy cafés and bars — many offering live music into the night. Don’t miss Maskit, an iconic Israeli fashion house known for its embroidery that has been recently reincarnated after closing in the 1990s. Numerous interesting chefs have also set up shop among Jaffa’s churches, mosques, and archaeological sites. Try Beit Kandinof, a restaurant housed in a 17th-century building, where creative dishes like artichoke-and-pesto bruschetta are served alongside local art exhibits. —Sara Toth Stub
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