Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
Exposure to the great outdoors comes with immeasurable health benefits, but as our lives continue to get busier, it becomes harder to spend time outdoors. Humana and NPF are celebrating the significant benefits of spending time outdoors in our new Owners Guide by offering tips on how to start replenishing and refreshing your mind, body, and spirit in a national park.

Philip obsesses over the lives the team is forbidden to save, writing the names and time, elevation, latitude, and longitude (TELL) coordinates of all potential candidates on the warehouse wall. He secretly tips off the FBI to prevent killings. He leads the team to rescue abducted child Aleksander Andrieko before his murder, falsely claiming it as a mission from the Director. As a messenger, Aleksander exposes the ruse. MacLaren decides to abandon the "mission", but Philip refuses, drawing his weapon. Aleksander is saved, his captors are killed, and Philip survives a gunshot wound; Marcy reveals his heroin addiction to the others, and plans to wean him. Jeff investigates the assault on Marcy, and detects the personality changes. David covers for her. The team adjusts to the 21st-century's contrast with the scarcity of their native era.
Flight Edmonton - Vancouver (YEG - YVR) C$ 99+ Flight Calgary - Vancouver (YYC - YVR) C$ 119+ Flight Cranbrook - Vancouver (YXC - YVR) C$ 267+ Flight Nanaimo - Vancouver (YCD - YVR) C$ 270+ Flight Kelowna - Vancouver (YLW - YVR) C$ 275+ Flight London - Vancouver (YXU - YVR) C$ 276+ Flight Winnipeg - Vancouver (YWG - YVR) C$ 278+ Flight Toronto - Vancouver (YHM - YVR) C$ 298+ Flight Penticton - Vancouver (YYF - YVR) C$ 299+ Flight Prince George - Vancouver (YXS - YVR) C$ 334+ Flight Toronto - Vancouver (YYZ - YVR) C$ 342+
Although the former Soviet republic might seem remote, Uzbekistan once sat at the very center of the world. In the first millennium, no traveler could pass from Asia to Europe without stopping in the Silk Road strongholds of Bukhara and Samarkand, and as a result these cities evolved into rich cultural centers. For intrepid travelers, today’s Uzbekistan is a promised land: a Muslim-majority nation that’s both safe and affordable, with few tourists and an abundance of well-preserved mosques and harems. And since the death of authoritarian president Islam Karimov last year, the new regime has taken steps toward reform that have given both Uzbeks and the international community reason for optimism. Improving relations with Iran could soon bring a rail link to the Persian Gulf, and in 2016, the Afrosiyob high-speed-train line began connecting the country’s major cities. Meanwhile, Uzbekistan should benefit from the so-called Iron Silk Road, or Trans-Asian Railway — a Chinese-funded network of routes knitting together Beijing and Europe — once a segment connecting the country through Kyrgyzstan is completed. Book a customized journey with Exeter International, which specializes in the region. —Heidi Mitchell
Orlando Continental Plaza Hotel $39+ Clarion Inn & Suites At International Drive $58+ Monumental Hotel Orlando $60+ Red Lion Hotel Orlando - Kissimmee Maingate $63+ Clarion Hotel Orlando International Airport $64+ Rosen Inn International $65+ Rodeway Inn International Drive $66+ Rosen Inn at Pointe Orlando $68+ Rosen Inn, Closest To Universal $69+ Baymont by Wyndham Orlando Universal Blvd $72+ Best Western Orlando Gateway Hotel $85+ Westgate Town Center Resort $87+ Avanti International Resort $88+ Rosen Plaza on International Drive $89+ DoubleTree by Hilton at the Entrance to Universal Orlando $94+ Grande Villas Resort By Diamond Resorts $98+ Holiday Inn & Suites Across From Universal Orlando $98+ Sheraton Vistana Villages Resort Villas, I-Drive/Orlando $100+ Fairfield Inn & Suites by Marriott Orlando Lake Buena Vista in The Marriott Village $100+ Coco Key Hotel & Water Park Resort $101+ Rosen Centre Hotel $104+ DoubleTree by Hilton Orlando at SeaWorld $104+ Sheraton Vistana Resort Villas, Lake Buena Vista/Orlando $107+ Wyndham Orlando Resort $110+
A third type of volcanic oceanic island is formed over volcanic hotspots. A hotspot is more or less stationary relative to the moving tectonic plate above it, so a chain of islands results as the plate drifts. Over long periods of time, this type of island is eventually "drowned" by isostatic adjustment and eroded, becoming a seamount. Plate movement across a hot-spot produces a line of islands oriented in the direction of the plate movement. An example is the Hawaiian Islands, from Hawaii to Kure, which continue beneath the sea surface in a more northerly direction as the Emperor Seamounts. Another chain with similar orientation is the Tuamotu Archipelago; its older, northerly trend is the Line Islands. The southernmost chain is the Austral Islands, with its northerly trending part the atolls in the nation of Tuvalu. Tristan da Cunha is an example of a hotspot volcano in the Atlantic Ocean. Another hotspot in the Atlantic is the island of Surtsey, which was formed in 1963.

Flight Edmonton - Vancouver (YEG - YVR) C$ 99+ Flight Calgary - Vancouver (YYC - YVR) C$ 119+ Flight Cranbrook - Vancouver (YXC - YVR) C$ 267+ Flight Nanaimo - Vancouver (YCD - YVR) C$ 270+ Flight Kelowna - Vancouver (YLW - YVR) C$ 275+ Flight London - Vancouver (YXU - YVR) C$ 276+ Flight Winnipeg - Vancouver (YWG - YVR) C$ 278+ Flight Toronto - Vancouver (YHM - YVR) C$ 298+ Flight Penticton - Vancouver (YYF - YVR) C$ 299+ Flight Prince George - Vancouver (YXS - YVR) C$ 334+ Flight Toronto - Vancouver (YYZ - YVR) C$ 342+


Travelers is a Canadian-American science fiction television series created by Brad Wright, starring Eric McCormack, Mackenzie Porter, Jared Abrahamson, Nesta Cooper, Reilly Dolman, and Patrick Gilmore.[1][2] The series was an international co-production between streaming service Netflix and Canadian specialty channel Showcase for its first two seasons, after which Netflix took over as its sole production company and exclusive worldwide distributor. The show premiered in Canada on October 17, 2016, and worldwide on December 23, 2016.[3] A second season followed in 2017, and a third season was released on December 14, 2018.[4][5] In February 2019, McCormack revealed that the series had been cancelled.[6]

The Faction sets off nuclear blasts that destroy all of the Travelers' archives outside the US. David, left for dead by the Faction in the last surviving archive, is the only person who can disarm the nuclear device. He succeeds but is exposed to lethal radiation. Kat's suspicions about MacLaren, temporarily allayed, surge again and she throws him out – for her the marriage is over as she feels he is no longer the man she first met. Jeff tries to escape from interrogation by 001; he is eventually found having been walled up. Marcy hopes the Director will send a Traveler medical team to save David but no help arrives. In the moment before he dies, David conveys a message from the Director: "Protocol Omega."
Landlocked Laos might be quieter than Southeast Asian neighbors like Vietnam and Thailand, but 2018 could transform the country into the region’s next hot spot. Wattay International Airport, in the capital of Vientiane, is set to complete a terminal expansion to accommodate more international links next year, but the biggest changes are foot in the UNESCO World Heritage–inscribed town of Luang Prabang, in central Laos. This serene riverside spot lures travelers to its golden Buddhist temples, French-colonial architecture, hiking trails, nearby elephant sanctuaries — and now, glamorous new digs. Last year, the design-forward Azerai opened inside a century-old French-colonial building that was formerly an officer’s quarters. The debut concept from Aman Resorts founder Adrian Zecha has airy, light wood interiors that nod to local culture in their use of batik textiles and Laotian artwork. There’s also an 80-foot swimming pool in a tree-shaded central courtyard. The upcoming Rosewood Luang Prabang aims to be a destination in itself. Opening in mid 2018, this highly anticipated resort will feature pavilion-style villas, luxury tents, and a spa that seems to float above the jungle. —Kate Springer
Flight Edmonton - Vancouver (YEG - YVR) C$ 99+ Flight Calgary - Vancouver (YYC - YVR) C$ 119+ Flight Cranbrook - Vancouver (YXC - YVR) C$ 267+ Flight Nanaimo - Vancouver (YCD - YVR) C$ 270+ Flight Kelowna - Vancouver (YLW - YVR) C$ 275+ Flight London - Vancouver (YXU - YVR) C$ 276+ Flight Winnipeg - Vancouver (YWG - YVR) C$ 278+ Flight Toronto - Vancouver (YHM - YVR) C$ 298+ Flight Penticton - Vancouver (YYF - YVR) C$ 299+ Flight Prince George - Vancouver (YXS - YVR) C$ 334+ Flight Toronto - Vancouver (YYZ - YVR) C$ 342+
In 2018, four unconnected people suddenly undergo personality changes at what would have been their moments of death: Marcy, a young, intellectually disabled woman, is assaulted but fights off her attackers and is no longer impaired; high-schooler Trevor concedes a mixed martial arts fight after being overmatched; heroin-addicted college student Philip drops his syringe just as his roommate injects a fatal overdose; and young mother Carly stares down her baby's abusive father. FBI agent MacLaren tracks their subsequent communication and confronts them; they reveal that they are among thousands of time travelers sent from the future to avert a global crisis, and that MacLaren was to die that night while pursuing a murderer they have already killed; MacLaren is taken over by a fifth traveler, who happens to be the team's leader.
Flight Chicago - New York (ORD - LGA) $91+ Flight Atlanta - Newark (ATL - EWR) $99+ Flight Orlando - Newark (MCO - EWR) $105+ Flight Fort Lauderdale - Newark (FLL - EWR) $114+ Flight Fort Lauderdale - New York (FLL - LGA) $127+ Flight Houston - Newark (HOU - EWR) $138+ Flight Houston - Newark (IAH - EWR) $138+ Flight Chicago - New York (ORD - JFK) $140+ Flight Los Angeles - New York (LAX - LGA) $140+ Flight Dallas - New York (DFW - LGA) $153+ Flight Miami - New York (MIA - LGA) $167+ Flight Atlanta - New York (ATL - JFK) $182+ Flight Chicago - Newark (ORD - EWR) $188+ Flight Los Angeles - Newark (LAX - EWR) $191+ Flight Oakland - Newark (OAK - EWR) $193+ Flight Houston - New York (HOU - LGA) $201+ Flight Dallas - Newark (DFW - EWR) $209+ Flight San Francisco - New York (SFO - LGA) $210+ Flight Oakland - New York (OAK - LGA) $213+ Flight Seattle - New York (SEA - JFK) $217+ Flight Los Angeles - New York (LAX - JFK) $231+ Flight San Francisco - Newark (SFO - EWR) $231+ Flight Ontario - New York (ONT - JFK) $237+ Flight San Francisco - New York (SFO - JFK) $237+
The Emerald Isle has seen a rush of American visitors recently, spurred by favorable exchange rates and increased airlift. If you haven’t yet made the trip, now’s the time to go. Adare Manor, a hotel set in a grand 19th-century mansion on 840 acres of rolling County Limerick countryside, reopened in November after an 18-month overhaul. The picturesque estate now has a new 42-room wing, a redesigned golf course, and the first La Mer Spa in the British Isles. Ireland’s whiskey scene has been quietly blooming for the last decade, and recently historic estates have embraced the trend. In August, Slane Castle in County Meath opened its new distillery to the public, and later this year, the iconic Powerscourt Estate in County Wicklow will debut its own craft facility. In Dublin, Pearse Lyons, a wealthy Irishman with Kentucky-bourbon bona fides, recently opened his namesake distillery in the former St. James’s Church, and more whiskey destinations with visitor centers are soon to come from the Dublin Liberties and Roe & Co. And now that Luas, Dublin’s light rail system, has finally completed its latest expansion, getting around the city is a breeze — the $433-million project has linked two lines and added new stops near many of the city center’s most popular sights. —Lila Battis
Flight Edmonton - Vancouver (YEG - YVR) C$ 99+ Flight Calgary - Vancouver (YYC - YVR) C$ 119+ Flight Cranbrook - Vancouver (YXC - YVR) C$ 267+ Flight Nanaimo - Vancouver (YCD - YVR) C$ 270+ Flight Kelowna - Vancouver (YLW - YVR) C$ 275+ Flight London - Vancouver (YXU - YVR) C$ 276+ Flight Winnipeg - Vancouver (YWG - YVR) C$ 278+ Flight Toronto - Vancouver (YHM - YVR) C$ 298+ Flight Penticton - Vancouver (YYF - YVR) C$ 299+ Flight Prince George - Vancouver (YXS - YVR) C$ 334+ Flight Toronto - Vancouver (YYZ - YVR) C$ 342+
Just an hour and a half north of Melbourne, Nagambie Lakes is one of Australia’s oldest viticulture areas, with some vines dating back to the mid 19th century. This part of Victoria has long been considered a great day-trip destination for its outdoor activities — waterskiing, rowing, and sailing — and renowned wineries. Now there’s reason to linger, thanks to the November debut of the Mitchelton Hotel, a 58-room resort and spa at Mitchelton Winery. With its fine-dining restaurant, the Ministry of Chocolate, and 5½ miles of trails circumnavigating the vineyard, it’s the perfect base for a weekend in the region. Start your trip with a tasting on-site — Mitchelton is known for its Riesling — before venturing to other nearby wineries like Tahbilk, which has been producing quality vintages since 1861, and Goulburn Terrace, which specializes in natural wines. Other popular local vintners include McPherson Wines, David Traeger Wines, and Box Grove Vineyard. —John Scarpinato
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Many of Travelers' ancestor companies, such as St. Paul and USF&G, are technically still around today, and still write policies and accept claims in their own names (under the overarching Travelers brand name). As is typical of most insurers in the United States, Travelers never dissolved the various companies it acquired, but simply made them wholly owned subsidiaries and trained its employees to act on behalf of those subsidiaries. This is a common risk management strategy used by U.S. insurance groups. If any one company in the group gets hit with too many claims, the situation can be easily contained to that one company (which is placed in runoff and allowed to run its policies to completion), while the remainder of the group continues to operate normally.
Leaf-peeping and a thriving farm-to-table food scene (the country’s first CSA sprouted here) lure out-of-towners to the bucolic far western corner of Massachusetts. But the arts have long been their own major draw: Tanglewood, the Clark Art Institute, and the Williamstown Theatre Festival all call the area home, as does MASS MoCA, a popular modern art destination housed in a circa-1800s textile mill in North Adams.
An island or isle is any piece of sub-continental land that is surrounded by water.[2] Very small islands such as emergent land features on atolls can be called islets, skerries, cays or keys. An island in a river or a lake island may be called an eyot or ait, and a small island off the coast may be called a holm. A grouping of geographically or geologically related islands is called an archipelago, such as the Philippines.
In August 2012, Travelers sued the National Football League for forcing the company and its subsidiaries to pay to defend the league for failing to protect players from brain injury, in a case filed in the New York State Supreme Court called Discover Property & Casualty Co. et al. vs. National Football League et al., New York State Supreme Court, New York County, No. 652933/2012. The league had sued over three dozen insurance companies the week before in an attempt to cover the claims that players made against the league.[41][42][43]
Kathryn confronts MacLaren about an affair she believes he is having, leading him to end his relationship with Carly. Charlotte, the misfire historian, is overwritten and murders her team. She attempts to assassinate Grace, but Trevor stops her. Grace reveals that the anti-Director faction was responsible for the team's abduction. Charlotte is shot by Jeff while attempting to kill Carly. Ellis reveals that he has built a quantum frame that the Director, an advanced AI, can use to travel to the present to escape the faction. David is held at gunpoint by another assassin but is saved by Marcy. The team arrives at the farm where Trevor has received a text to destroy the frame. Boyd reveals she received an order to kill MacLaren and holds him at gunpoint; Carly later reveals having been given the same mission. Assassins surround the farm as Ellis shoots Trevor to keep him from harming the frame. Grace jumps in front of Trevor and is shot as well. Ellis shuts down the perimeter shield in the hope that the Director will help them and delivers a message to destroy the frame shortly before he dies. It is revealed that the people surrounding them are not anti-Director assassins, but FBI agents led by Forbes.
When historic rainfall pummeled California last February, the damage to Big Sur was severe. Mudslides cut off access to Highway 1, the region’s only thoroughfare, from the south; then a crack ripped through the Pfeiffer Canyon Bridge, blocking the northern end. Almost overnight, this 90-odd-mile stretch of craggy coastline — long beloved for its sense of remoteness — became an island. Nearly a year later, Big Sur is stirring back to life. The bridge has been replaced and a major slide has been cleared. After an elaborate renovation, the 160-acre Ventana Big Sur has reopened as the first Alila property in the U.S. — and is a luxurious rival to Post Ranch. The place is a stunner, whether you’re facing a forested canyon from the pool or enjoying pink and orange sunsets from the terrace. In addition to the plush ocean-view suites, clad in weathered wood, there are now glamping tents nearby that marry rusticity and comfort, with amenities like luxury linens and fire pits. —Jonah Weiner
Those with a predilection for high-thread-count sheets will soon be able to luxuriate at the Grand Bohemian Hotel, a ritzy boutique property with Carolina charm. In the meantime, discerning visitors can bunk at the swank Westin Poinsett, a historic hotel that was rescued from the wrecking ball in the late '90s, laying the groundwork for Greenville’s great Southern revival. —Rachel Tepper Paley

Philip, while under the influence of drugs, commits to memory an anti-viral formula sent via messenger. The information is passed on to fellow Traveler Derek via Jenny so it can be synthesized and distributed to other Traveler teams as well as people targeted to be saved in order to minimize the spread and mutation of a flu like virus that historically killed 70,000 people. However, two weeks after dissemination, people around the world start getting sick with a virus even more dangerous than the original one. With no contact from the Director, and the death toll rising, Marcy and the team rush to find a solution before it's too late.
Marcy puts herself in a near-death state to recover her lost memories from when she was reset. The memories she receives include those of the original host Marcy, showing that the host's intellectual disability was caused by Vincent/001 testing Simon's incomplete consciousness transfer technology on her. While she is out of commission, Mac and the rest of the team are ordered to provide Hall with backup in protecting the future 53rd President of the United States, who is currently a prepubescent girl.
An island or isle is any piece of sub-continental land that is surrounded by water.[2] Very small islands such as emergent land features on atolls can be called islets, skerries, cays or keys. An island in a river or a lake island may be called an eyot or ait, and a small island off the coast may be called a holm. A grouping of geographically or geologically related islands is called an archipelago, such as the Philippines.
During an update for historians, one of them dies from cerebral overload and is taken over by another traveler. The faction then breaks in and kidnaps the historians. A Blackbox is a device used to extract information from an unconscious or dying person and the team uses one to access a critically injured Hall to ascertain the location of historians. Jeff reaches out to his police sergeant to get his job back and is told to get help from a social worker first. Philip is questioned by the faction. Philip is given time with Kyle as a gesture of good will, who states that he sympathizes with the faction's goal, especially since he just saw another historian die during the update. Faction saves a TELL that Kyle provided to gain his support. Jeff reaches out to David to sign his therapy form for him to get his job back. David agrees to help as a social worker with Jeff's addiction, which the traveler doesn't actually have. Hall is able to relay information from when he was tracking his team's historian showing he ran into a faction team and was shot climbing a fence. He reveals that it was Kyle and Luca from his own team that shot him. Hall is able to show the team the location of the historians and the team is dispatched. While with David, Jeff receives a message to meet up at the location for tactical support. Philip is able to escape before being cornered by Kyle and Luca. Maclaren's team shows up just in time to save Philip and kills Luca and Kyle. The team saves all the historians while taking out many of the faction. Hall is told he saved them all and is able to pass away in peace knowing that. Jeff and Carly reconnect. Philip is seen throwing out his yellow pills that historians have to take. 

Exposure to the great outdoors comes with immeasurable health benefits, but as our lives continue to get busier, it becomes harder to spend time outdoors. Humana and NPF are celebrating the significant benefits of spending time outdoors in our new Owners Guide by offering tips on how to start replenishing and refreshing your mind, body, and spirit in a national park.
It’s one of the world’s great wine capitals, and like any great vintage, Mendoza is only getting better with age. Start your tasting tour in the Uco Valley, where Casa de Uco’s vineyard-view eco-villas will debut this year. Head down the road to to Vines of Mendoza’s Winemakers’ Village for small-production wines from the likes of Corazón del Sol and SuperUco, and to dine at winery Bodega Monteviejo, where renowned Spanish chef Nadia Harón cooks up Mediterranean-tinged fare inspired by the wines. In Maipú, wineries like Club Tapiz and Trapiche are giving visitors a true taste of the local terroir, using produce grown on the vineyard grounds in their restaurants. Back in town, plot your return trip over a pie at Francis Mallman’s year-old pizzeria, Orégano. With new direct flights from Lima, Panama City, Rio de Janeiro, and São Paulo, and low-cost carrier Norwegian Air plotting dozens of new routes, tacking a Mendoza stop on to your next South American itinerary will be a breeze. —Sorrel Moseley-Williams

Just an hour and a half north of Melbourne, Nagambie Lakes is one of Australia’s oldest viticulture areas, with some vines dating back to the mid 19th century. This part of Victoria has long been considered a great day-trip destination for its outdoor activities — waterskiing, rowing, and sailing — and renowned wineries. Now there’s reason to linger, thanks to the November debut of the Mitchelton Hotel, a 58-room resort and spa at Mitchelton Winery. With its fine-dining restaurant, the Ministry of Chocolate, and 5½ miles of trails circumnavigating the vineyard, it’s the perfect base for a weekend in the region. Start your trip with a tasting on-site — Mitchelton is known for its Riesling — before venturing to other nearby wineries like Tahbilk, which has been producing quality vintages since 1861, and Goulburn Terrace, which specializes in natural wines. Other popular local vintners include McPherson Wines, David Traeger Wines, and Box Grove Vineyard. —John Scarpinato 
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