Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
Flight Denver - Washington (DEN - IAD) $97+ Flight Orlando - Washington (MCO - DCA) $100+ Flight Minneapolis - Washington (MSP - IAD) $115+ Flight Minneapolis - Washington (MSP - DCA) $120+ Flight New York - Washington (LGA - DCA) $147+ Flight San José - Washington (SJC - IAD) $154+ Flight Boston - Washington (BOS - DCA) $155+ Flight Fort Lauderdale - Washington (FLL - DCA) $168+ Flight Denver - Washington (DEN - DCA) $173+ Flight San José - Washington (SJC - DCA) $180+ Flight Miami - Washington (MIA - DCA) $183+ Flight Los Angeles - Washington (LAX - DCA) $204+ Flight San Francisco - Washington (SFO - IAD) $206+ Flight San Francisco - Washington (SFO - DCA) $206+
A picture-perfect trio of islands lapped by turquoise waters, the Maltese archipelago has all the charm of nearby Sicily with far fewer tourists. Valletta, the tiny nation’s capital and a UNESCO World Heritage site, feels like something plucked straight from Westeros. The historic walled city dates back to 1565, and has a vibe that’s Mediterranean with a North African twist. This underrated destination is finally stepping into the global limelight as a 2018 European Capital of Culture. To celebrate the occasion, the city has planned more than 140 projects and 400 events throughout the year. The festivities begin on January 20, with contemporary dance, a choral symphony, and acrobatic performances across the city’s four main squares. Should you miss the grand opening, swing by in February for Carnival, or in June for the Malta International Arts Festival and the Valletta Film Festival. —Diana Hubbell

Readings indicate that the seafloor off the French island's eastern shoreline is sinking at a rate of approximately 0.4 inches per month. — David Grossman, Popular Mechanics, "French Island Might Be Sitting On Top of Gigantic Underwater Magma Shift," 20 Mar. 2019 Video from the scene showed black smoke still rising from the island more than an hour after the crash. — Jeffrey Collins, Fox News, "New military jet crashes, pilot ejects in S Carolina," 28 Sep. 2018 The Cambridges reportedly embarked on their trip to Mustique, a private island in the Caribbean, in mid-July after a fan spotted them at an airport in St. Lucia. — Erica Gonzales, Harper's BAZAAR, "Prince William Is Back From Vacation with a Fresh Tan," 8 Aug. 2018 Both men saw their chance of the big time after Japanese forces attacked Shanghai’s Chinese districts in 1937, leaving the international concessions as islands in a sea of panic and devastation. — The Economist, "A gripping tale of Sodom sliding towards its bloody end," 12 July 2018 Higgins arrived on the island from Nevada in March without much Spanish, but brought 40 years of management experience. — Fortune, "Puerto Rico's Bankrupt Utility Has No Leader After Pay Scandal," 12 July 2018 The heavily forested Prince of Wales Island near the southern tip of the Alaska Panhandle is the fourth-largest island in the U.S. — Time, "All 11 People on Board Survived Alaska Plane Crash, Coast Guard Says," 11 July 2018 This island is the homeland of jamu, a traditional system of health and beauty treatments based on botanical ingredients. — Jennifer Goldstein, Marie Claire, "How To Spice Up Your Skincare Routine," 18 Jan. 2019 The little island of 23 million people off China’s coast is of great importance to Beijing. — Alex Ward, Vox, "Trump’s China strategy is the most radical in decades — and it’s failing," 18 Sep. 2018
Our travel experts — from travel writers around the globe to T+L's A-List travel advisors to our own editors — offer their recommendations. Then, we take a look at what places are now at the forefront of the global conversation, whether for new hotels and museums or major international events. In any given year, the cities and countries we recommend as the best places to travel in the world have a lot going on. And of course, we think about those travel destinations that are perennial favorites to determine which ones are reinventing themselves, ensuring there’s always something new to explore.
Florida vacations can be anything you want them to be. Whether your idea of a great time is camping in a nature preserve, building sand castles, shopping at outlet or boutique malls, trying local cuisine at fine restaurants, tubing down rivers or riding roller coasters, tailoring a trip to your own level of adventure or relaxation is easy when you visit Florida. The state is filled with things to do, people to meet and places to explore, and each region, city and neighborhood has carved out its own identity, suiting a variety of visitors of all ages.
In 2018, four unconnected people suddenly undergo personality changes at what would have been their moments of death: Marcy, a young, intellectually disabled woman, is assaulted but fights off her attackers and is no longer impaired; high-schooler Trevor concedes a mixed martial arts fight after being overmatched; heroin-addicted college student Philip drops his syringe just as his roommate injects a fatal overdose; and young mother Carly stares down her baby's abusive father. FBI agent MacLaren tracks their subsequent communication and confronts them; they reveal that they are among thousands of time travelers sent from the future to avert a global crisis, and that MacLaren was to die that night while pursuing a murderer they have already killed; MacLaren is taken over by a fifth traveler, who happens to be the team's leader.
It’s no secret that Fiji is home to some of the world’s most spectacular scenery — powdery beaches fringed with palms, crystalline waters with colorful reefs, and rugged coastlines covered in greenery. But the islands’ new crop of luxury accommodations is making a case for the archipelago’s man-made phenomena as well. At the exclusive, family-owned Kokomo Private Island Resort, which is spread across 140 acres of dense tropical rain forest and white-sand beaches, guests will have their pick of 21 beach villas (among the most spacious in Fiji) and four hilltop residences featuring infinity pools and walled tropical gardens. If you’re a diver, you’re in luck: the Great Astrolabe Reef, which is teeming with kaleidoscopic corals and exotic marine life (like reef sharks, rays, and dolphinfish), is in the resort’s backyard. The luxury ante will only be upped in March when a Six Senses debuts on Malolo Island. Set on a private beach, the boutique property will offer the brand’s namesake spa and wellness offerings (including yoga, meditation, and nutrition and sleep counseling), plus a restaurant with ingredients sourced from the resort garden. Also slated to open in 2018: Nihi Fiji, from hotelier James McBride and Christopher Burch — the same duo behind Nihi Sumba Island, which Travel + Leisure readers named the best hotel in the world for 2017. —Melanie Lieberman
Protocol Omega means the Director is no longer intervening in this timeline as either the Traveler program succeeded in its mission or it has totally failed. When Jeff visits Marcy to offer his condolences, she realizes he has been overwritten by 001 and eventually kills herself to prevent him obtaining Ellis' backdoor code from her brain. 001 uploades his consciousness to the internet, enabling him to exist into the future and ultimately gain control. He sends the consciousnesses of his followers into world leaders, provoking the Russians and Chinese to launch nuclear warheads against the US. Yates blames MacLaren and his team for hastening, rather than preventing, the end of mankind. MacLaren uses 001’s machine to send his mind back to the August 2001 day when his host first met Kat. He tells her to give John a second chance, later drops off a warning about Helios, then on September 11 arrives at the same office high in the World Trade Center a few minutes before 001's expected arrival, meant to kick off the Traveler program. MacLaren sends an email, knowing the Director will find it, stating: "Traveler program failed. Do not send 001." MacLaren stays in the office – as 001 was supposed to do in the original plan – to await the attacks. The non-Traveler Marcy, showing no signs of hydrocephalus and working as a nurse, happens to sit beside David on a bus, and he strikes up a conversation, renewing their inevitable connection for a third time. The Director decides that Traveler program version one has failed, and begins version two...
Cruise ships and luxe lodges are familiar sights in western Greenland, but more recently, the untamed tundra of the east has begun opening up. Natural Habitat Adventures is leading the push: two seasons ago it debuted Base Camp Greenland, a seasonal eco-lodge comprising eight rustic but cozy tented cabins, which visitors use as a home base for exploring East Greenland by boat, helicopter, and on foot. When you’ve had enough of the wilderness, return to the western shore. Upscale additions there include the glamping retreat Camp Kiattua, which has tipi-like tents with fireplaces and fur-draped furnishings, and the new Ilimanaq Lodge, which feels like the Arctic’s answer to the overwater bungalow. Each of 15 Scandi-inspired cabins feature floor-to-ceiling windows and oceanfront terraces for whale-watching and iceberg-spotting. —Lila Battis
The Greek highway system has seen several recent upgrades, with a new route making the 2,000-year-old olive trees and lesser-visited ruins of the Peloponnese, the country’s southernmost swathe of mainland, more accessible. Completed in late 2016, the new A71 highway from Lefktro to Sparta shaves off two hours of driving time from Athens, and has also connected the Lefktro region to nearby Kalamata Airport, about 90 minutes away. Meanwhile, ports have been expanded at Gytheio and Katakolon — the latter a stopping point for the Viking Star, which launched in 2014. Farming is still integral to the region, and agritourism resorts like Eumelia constantly refresh their food and wellness-themed workshops, in addition to serving local dishes like maniatiki pasta with dry mizithra cheese, and moustokouloura, or cookies made with grape molasses. Goddesses seeking more temple-like accommodations should head to Porto Heli, on the eastern side of the Peloponnese, where everyone is talking about Amanzoe’s new Villa 31, a serene space with grandstand views of the surrounding coastline that contains a unique installation by light artist James Turrell. —Adam Harney Graham

The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.
Grenada, known as Spice Island, remains one of the Caribbean’s under-the-radar gems, even though it’s got what every traveler wants: uncrowded beaches, preserved rain forests, and a lively local culture and cuisine. The island, which was spared from last fall’s brutal hurricane season, is poised to attract new luxury travelers when the Silversands Hotel opens in March 2018. The first major resort to open on Grand Anse Beach in 25 years, Silversands will offer 43 rooms and suites, nine villas, and the longest pool in the Caribbean. After a recent renovation, the beloved Calabash Luxury Boutique Hotel is now part of Relais & Châteaux, only the fifth hotel in the Caribbean to be invited to join the celebrated hotel group. Getting to the island is a cinch — JetBlue added daily service from New York City last year, and Grenada is now a port of call for 33 new cruise ships — and visitors will soon have even more options for high-end stays, with Kimpton Kawana Bay and the Levera Beach Resort both in the works. —Devorah Lev-Tov
HI Vancouver Central C$ 47+ Budget Inn Patricia Hotel C$ 57+ Barclay Hotel C$ 65+ Kingston Hotel C$ 81+ The Empire Landmark Hotel C$ 83+ Howard Johnson by Wyndham Vancouver Downtown C$ 95+ Ramada by Wyndham Vancouver Downtown C$ 105+ Gec Granville Suites Downtown C$ 105+ Victorian Hotel C$ 115+ Coast Vancouver Airport Hotel C$ 121+ Best Western PLUS Sands C$ 124+
This German town lays claim to not one but two of the world’s greatest opera houses. Most music lovers know about the acoustically perfect Bayreuth Festspielhaus, built in 1876 by composer Richard Wagner as the home for his summer music festival. But the city also contains the grandest Baroque theater in the world, the Margravial Opera House, built between 1744 and 1748 by Princess Wilhelmina of Prussia. Named a UNESCO World Heritage site in 2012, the theater has been closed for repairs for the past six years. It reopens in April 2018 with a performance of Artaserse by the 18th-century German composer Johann Adolph Hasse (tickets go on sale in February). Bayreuth also makes an excellent starting point from which to explore the rest of the region, famous for its hundreds of Bavarian biergartens and vineyards producing internationally renowned Franconian wines. —Christopher Tkaczyk

The Greek highway system has seen several recent upgrades, with a new route making the 2,000-year-old olive trees and lesser-visited ruins of the Peloponnese, the country’s southernmost swathe of mainland, more accessible. Completed in late 2016, the new A71 highway from Lefktro to Sparta shaves off two hours of driving time from Athens, and has also connected the Lefktro region to nearby Kalamata Airport, about 90 minutes away. Meanwhile, ports have been expanded at Gytheio and Katakolon — the latter a stopping point for the Viking Star, which launched in 2014. Farming is still integral to the region, and agritourism resorts like Eumelia constantly refresh their food and wellness-themed workshops, in addition to serving local dishes like maniatiki pasta with dry mizithra cheese, and moustokouloura, or cookies made with grape molasses. Goddesses seeking more temple-like accommodations should head to Porto Heli, on the eastern side of the Peloponnese, where everyone is talking about Amanzoe’s new Villa 31, a serene space with grandstand views of the surrounding coastline that contains a unique installation by light artist James Turrell. —Adam Harney Graham
Found Places Boston Fenway Inn $28+ The Farrington Inn $50+ Hi Boston $52+ Ramada by Wyndham Boston $79+ Comfort Inn Boston $96+ DoubleTree by Hilton Boston Bayside $100+ Best Western Plus Boston Hotel $102+ Boston Lodge and Suites $107+ Hampton Inn & Suites Boston Crosstown Center $122+ Boston Omni Parker House Hotel $125+ Boston Hotel Buckminster $126+ Yotel Boston $136+ The Boxer $138+ Aloft Boston Seaport District $141+
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Return to the Sea was re-mastered in England for the European version of the album, and was released there by Rough Trade Records on April 3, 2006. In North America, the album was released on the upstart label Equator Records on April 4, 2006. The cover of the album is a painting by Caspar David Friedrich titled The Wreck of the Hope. The album features numerous guest appearances, including members of Arcade Fire and Wolf Parade.
The team learns that Traveler 001 is still alive in the body of his former psychologist, Perrow, when the Faction tries to capture him/her. Perrow dies but they believe 001 had access to a transfer device (since in the future he helped construct one) and as a result they are unsure where his consciousness now resides. Doubts about their loved ones worsen for Kat (suffering hallucinations and suspicions), Jeff (now, not Jeff and trying to make amends) and David, who is concussed.

Flight Detroit - Orlando (DTW - MCO) $61+ Flight Houston - Orlando (HOU - MCO) $73+ Flight Houston - Orlando (IAH - MCO) $73+ Flight Washington - Orlando (BWI - MCO) $79+ Flight Philadelphia - Orlando (PHL - MCO) $83+ Flight Chicago - Orlando (ORD - MCO) $87+ Flight Denver - Orlando (DEN - MCO) $89+ Flight Hartford - Orlando (BDL - MCO) $95+ Flight Washington - Orlando (DCA - MCO) $97+


During the summer of 2015, Islands simultaneously recorded two records: Should I Remain Here, At Sea? — a spiritual successor to the band's debut album, Return to the Sea — and Taste, a "more electronic" album "buoyed by drum machines, programming and vintage synths."[6] The albums were released on May 13, 2016 via the band's own Manqué label, reaching #21 and #23 on the Billboard Heatseeker charts, respectively.[7]
While São Paulo’s concrete sprawl doesn’t offer the verdant beauty or mythic beaches of Rio de Janeiro, its thriving art and food scene has in recent years transformed what was once just Brazil’s financial capital into its cultural epicenter. Stroll the city’s gritty alleyways and avenues to see where celebrated street artists Os Gemeos and Eduardo Kobra got their start. São Paulo’s Art Biennial, which is second to Venice’s in longevity, kicks off in September 2018 and showcases contemporary talent, both international and homegrown. For a truly immersive experience into Brazilian fare, don’t miss Alex Atala’s D.O.M., named one of the best restaurants in the world. Atala champions native ingredients — from priprioca root to ants, often foraged from the Amazon region by the chef himself — and weaves them into his inventive dishes. The arrival of luxe hotel brands is another signal of the city’s burgeoning cosmopolitan status. The prestigious Oetker Collection, with only nine other properties (in glitzy places like Seychelles and the Côte d’Azur), recently opened Palácio Tangará, a gorgeously appointed mansion set in leafy Burle Marx Park, a welcome oasis from the city’s high-rises. The Four Seasons will also debut a new property in mid 2018, marking the brand’s first foray in the country. —Karen I. Chen

The capital may be set on banks of the Potomac, but it’s never had a reputation as a great waterfront city. That could all be about to change, thanks to the $2.5 billion, 24-acre District Wharf, which opened in October just south of the National Mall. The shiny new InterContinental Washington D.C.-The Wharf offers access to the development’s new parks, music venues, 50-plus shops, and 20 restaurants — which include projects from area chefs like Fabio Trabocchi, Mike Isabella, and wunderkind Kwame Onwuachi. This is also set to be a banner year for culture: the Freer and Sackler galleries, sister museums that champion Asian art, recently reopened after a 20-month renovation, the National Gallery of Art will host the first-ever show dedicated to Cézanne’s portraits from March to July, and the Kennedy Center continues its inaugural season of hip-hop programming curated by Q-Tip. —Brooke Porter Katz
With more than 300 days of sunshine each year, the southeastern corner of Washington state is home to three flourishing viticultural regions: the Columbia, Walla Walla, and Yakima Valleys. But in recent years Walla Walla has come into its own as the next must-visit destination for oenophiles, golfers, and cyclists. With more than 140 wineries producing European-style Syrahs, Cabernets, and Merlots, there’s no shortage of tasting rooms in the valley, which hosts four weekend-long wine events each year. The region gets its first high-end resort in February, when Va Piano winemaker Justin Wylie and James Beard Award–winning chef Jason Wilson open the 10-suite Eritage on a 300-acre plot north of the city of Walla Walla.
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