In January 2007, Travelers agreed to pay US$77 million to six states to settle a class action suit and end investigations into its insurance practices. The charges involved paying the insurance broker Marsh & McLennan Companies contingent commissions to win business without the knowledge of clients, thus creating a conflict of interest. Additionally, the investigation examined whether Travelers had created the illusion of competition by submitting fake bids, thus misleading clients into believing they were receiving competitive commercial premiums.
Although the former Soviet republic might seem remote, Uzbekistan once sat at the very center of the world. In the first millennium, no traveler could pass from Asia to Europe without stopping in the Silk Road strongholds of Bukhara and Samarkand, and as a result these cities evolved into rich cultural centers. For intrepid travelers, today’s Uzbekistan is a promised land: a Muslim-majority nation that’s both safe and affordable, with few tourists and an abundance of well-preserved mosques and harems. And since the death of authoritarian president Islam Karimov last year, the new regime has taken steps toward reform that have given both Uzbeks and the international community reason for optimism. Improving relations with Iran could soon bring a rail link to the Persian Gulf, and in 2016, the Afrosiyob high-speed-train line began connecting the country’s major cities. Meanwhile, Uzbekistan should benefit from the so-called Iron Silk Road, or Trans-Asian Railway — a Chinese-funded network of routes knitting together Beijing and Europe — once a segment connecting the country through Kyrgyzstan is completed. Book a customized journey with Exeter International, which specializes in the region. —Heidi Mitchell
Travelers was founded in 1864 in Hartford. It was founded to provide travel insurance to railroad travelers at a time when travel was far more risky and dangerous than today, hence the name. Along the way it had many industry firsts, including the first automobile policy, the first commercial airline policy, and the first policy for space travel. In 1954 it established the world's first privately owned weather research facility, the Travelers Weather Research Center, the first organization to make weather predictions using probabilities ("20% chance of rain"). By the early 1990s, Travelers was predominantly a general property and casualty insurer that also happened to do some travel insurance on the side, and it quietly exited its original business in 1994. What was left of Travelers' travel insurance business was acquired by three former employees and is now known as Travel Insured International, a Crum and Forster Company.
Protocol Omega means the Director is no longer intervening in this timeline as either the Traveler program succeeded in its mission or it has totally failed. When Jeff visits Marcy to offer his condolences, she realizes he has been overwritten by 001 and eventually kills herself to prevent him obtaining Ellis' backdoor code from her brain. 001 uploades his consciousness to the internet, enabling him to exist into the future and ultimately gain control. He sends the consciousnesses of his followers into world leaders, provoking the Russians and Chinese to launch nuclear warheads against the US. Yates blames MacLaren and his team for hastening, rather than preventing, the end of mankind. MacLaren uses 001’s machine to send his mind back to the August 2001 day when his host first met Kat. He tells her to give John a second chance, later drops off a warning about Helios, then on September 11 arrives at the same office high in the World Trade Center a few minutes before 001's expected arrival, meant to kick off the Traveler program. MacLaren sends an email, knowing the Director will find it, stating: "Traveler program failed. Do not send 001." MacLaren stays in the office – as 001 was supposed to do in the original plan – to await the attacks. The non-Traveler Marcy, showing no signs of hydrocephalus and working as a nurse, happens to sit beside David on a bus, and he strikes up a conversation, renewing their inevitable connection for a third time. The Director decides that Traveler program version one has failed, and begins version two...
Our travel experts — from travel writers around the globe to T+L's A-List travel advisors to our own editors — offer their recommendations. Then, we take a look at what places are now at the forefront of the global conversation, whether for new hotels and museums or major international events. In any given year, the cities and countries we recommend as the best places to travel in the world have a lot going on. And of course, we think about those travel destinations that are perennial favorites to determine which ones are reinventing themselves, ensuring there’s always something new to explore.
There is a difference between islands and continents in terms of geology. Continents are the largest landmass of a particular continental plate; this holds true for Australia, which sits on its own continental lithosphere and tectonic plate (the Australian plate). By contrast, islands are either extensions of the oceanic crust (e.g. volcanic islands), or belong to a continental plate containing a larger landmass; the latter is the case of Greenland, which sits on the North American plate.
The team is given a mission to collect and safeguard the original power source of the Director, as it will likely be the remaining Faction members' next target. The mission is going smoothly, but the team is ambushed and killed by the Faction. With its very existence in danger, the Director initiates Protocol Alpha – and sends back a Traveler to save the team before they are killed, but the remote location, small time window, and only two host candidates within geographic range makes the probability of success low.
It’s no secret that Fiji is home to some of the world’s most spectacular scenery — powdery beaches fringed with palms, crystalline waters with colorful reefs, and rugged coastlines covered in greenery. But the islands’ new crop of luxury accommodations is making a case for the archipelago’s man-made phenomena as well. At the exclusive, family-owned Kokomo Private Island Resort, which is spread across 140 acres of dense tropical rain forest and white-sand beaches, guests will have their pick of 21 beach villas (among the most spacious in Fiji) and four hilltop residences featuring infinity pools and walled tropical gardens. If you’re a diver, you’re in luck: the Great Astrolabe Reef, which is teeming with kaleidoscopic corals and exotic marine life (like reef sharks, rays, and dolphinfish), is in the resort’s backyard. The luxury ante will only be upped in March when a Six Senses debuts on Malolo Island. Set on a private beach, the boutique property will offer the brand’s namesake spa and wellness offerings (including yoga, meditation, and nutrition and sleep counseling), plus a restaurant with ingredients sourced from the resort garden. Also slated to open in 2018: Nihi Fiji, from hotelier James McBride and Christopher Burch — the same duo behind Nihi Sumba Island, which Travel + Leisure readers named the best hotel in the world for 2017. —Melanie Lieberman
Philip is ordered by the Director to attend an "update" with various other Historians, which is where the altered timeline's history is imprinted onto their minds, but it comes with physical and emotional consequences. Trevor tries to help a former football teammate with past trauma. Hall returns from prison and has a new mission assigned to him from the Director. Kat has complications with the pregnancy.
Travelers transfer into a cult preparing for mass suicide. MacLaren's team, the cult, and many other travelers, including senior engineer Bloom, meet at the antimatter facility. Bloom reveals that the future has been subtly rewritten and is not as united as it once was. Dosed with antitoxin, they release a toxic cloud to force a local evacuation. Gleason interrogates Delaney until MacLaren returns her to the facility and explains the nature of travelers. Gleason discovers Delaney's escape and prepares to return to her lab. Using the antimatter to power an x-ray laser, the travelers intend to deflect asteroid Helios 685, saving millions of lives and preventing the environmental catastrophes and devastating wars that led to their dark future. Deflecting Helios has been the Director's main goal, even though it could possibly prevent the travelers' own births in the future. Gleason leads an assault, killing most of the cult travelers and Bloom before she can fire the laser. However, travelers transfer into his soldiers and eventually into him, sacrificing themselves to complete the mission. The traveler within Gleason fires the laser while MacLaren and his team save Delaney from the antimatter explosion on Bloom's orders. MacLaren is unsure of the mission's success, as his team remains in the present.
History buffs and intrepid travelers have long been attracted to Jordan and its famous archaeological site of Petra, a “lost” citadel dating back 2,000 years. And despite political unrest in the broader region, the country remains a safe destination to discover the wonders of the Middle East. After playing out Indiana Jones fantasies amid the rose-colored, rock-cut façades of Petra’s famous landmark, Al Khazneh (the Treasury), set out to unearth the nation’s other historical attractions. In the lesser-known city of Jerash, 170 miles from Petra, you can see the ruins of an ancient Roman settlement, including the second-century Hadrian’s Arch, while in the protected desert wilderness of Wadi Rum, you’ll find some 25,000 rock carvings that trace the early development of the alphabet.
In an interview with Exclaim!, Nick Thorburn explained that the overhauled lineup was a product of his desire to try new things. "That's important to me ― to be able to constantly try new things. That's why this record's largely informed by electronic stuff like drum machines, sequencing, and programming, which really scales it back from the last record."  Thompson once again left the band prior to the summer 2010 tour, and was again replaced by Aaron Harris.
With its recent 150th anniversary celebration, pop-culture cred (Drake, Ryan Gosling, and Justin Bieber have Canadian roots), and charismatic prime minister, the Great White North has finally begun to receive the international recognition it deserves — and Toronto has been preening itself for this lead role. Luxe properties and forward-thinking restaurants have been popping up across the city: there’s Queen Street’s historic Broadview Hotel, which reopened in the burgeoning East End with guest-room details like vinyl turntables and burgundy velvet drapes, and the stylish Bisha Hotel downtown, where the likes of Lenny Kravitz and celebrity chef Akira Back have lent their design and culinary expertise. In stereotypically modest Canadian fashion, Brothers Food + Wine — one of the city’s most exciting new openings — is housed inside a tiny, nondescript space just above the Bay Street subway station, but dazzles with seasonal dishes like crispy steelhead trout with braised gem lettuce and yogurt-and-caper sauce. Next up: in Spring 2018, the Museum of Contemporary Art will move into a century-old former factory in the Junction Triangle. —Jennifer Salerno
Readings indicate that the seafloor off the French island's eastern shoreline is sinking at a rate of approximately 0.4 inches per month. — David Grossman, Popular Mechanics, "French Island Might Be Sitting On Top of Gigantic Underwater Magma Shift," 20 Mar. 2019 Video from the scene showed black smoke still rising from the island more than an hour after the crash. — Jeffrey Collins, Fox News, "New military jet crashes, pilot ejects in S Carolina," 28 Sep. 2018 The Cambridges reportedly embarked on their trip to Mustique, a private island in the Caribbean, in mid-July after a fan spotted them at an airport in St. Lucia. — Erica Gonzales, Harper's BAZAAR, "Prince William Is Back From Vacation with a Fresh Tan," 8 Aug. 2018 Both men saw their chance of the big time after Japanese forces attacked Shanghai’s Chinese districts in 1937, leaving the international concessions as islands in a sea of panic and devastation. — The Economist, "A gripping tale of Sodom sliding towards its bloody end," 12 July 2018 Higgins arrived on the island from Nevada in March without much Spanish, but brought 40 years of management experience. — Fortune, "Puerto Rico's Bankrupt Utility Has No Leader After Pay Scandal," 12 July 2018 The heavily forested Prince of Wales Island near the southern tip of the Alaska Panhandle is the fourth-largest island in the U.S. — Time, "All 11 People on Board Survived Alaska Plane Crash, Coast Guard Says," 11 July 2018 This island is the homeland of jamu, a traditional system of health and beauty treatments based on botanical ingredients. — Jennifer Goldstein, Marie Claire, "How To Spice Up Your Skincare Routine," 18 Jan. 2019 The little island of 23 million people off China’s coast is of great importance to Beijing. — Alex Ward, Vox, "Trump’s China strategy is the most radical in decades — and it’s failing," 18 Sep. 2018
In addition to more than 100,000 artifacts, including pieces currently stored in the vaults of the Egyptian Museum in Cairo, the new museum will sport a Modernist design courtesy of Heneghan Peng Architects. Chosen from more than 1,550 design proposals from architects in 82 countries, the final building will echo both the geography of the plateau on which it rests as well as the Pyramids themselves. When the museum partially opens in 2018, visitors in the immense atrium can soak in the majestic sight of both the Pyramid of Menkaure and the Great Pyramid of Khufu from a floor-to-ceiling glass wall. —Diana Hubbell
In November 2010, Travelers entered into a joint venture agreement under which the company would invest in J. Malucelli Participações em Seguros e Resseguros S.A., the market leader in the surety insurance business in Brazil. The transaction closed in June 2011 with Travelers acquiring a 43.4 percent interest. Travelers' investment in newly issued shares significantly increased J. Malucelli's capital level, positioning it for substantial growth in Brazil. At the time, Travelers had the option to increase its investment to retain a 49.5 percent interest, which the company later did in 2012.
To prevent an explosion that kills thousands, the team steals antimatter from a military convoy. The material's intended recipient is a new traveler who fails to prevent his host's suicide, forcing the team to improvise. After failing to upgrade their containment device, the team returns the antimatter to its origin facility. They form a tenuous alliance with Dr. Delaney, who produced the antimatter; history records her as complicit in the weaponization of antimatter, but she actually opposes Major Gleason's ambitions. MacLaren informs Delaney that they will return soon. Philip retains his host's heroin addiction. MacLaren meets his wife, Kat, but also resumes a preexisting relationship with Carly. Marcy works to build trust with a confused David.
A family of four are about to die in a car crash when the mother, father, and son become travelers. Charlotte, the daughter, retains her identity when the team's historian's transfer misfires, so MacLaren sends her to stay with her grandparents until the others complete their mission. Trevor, Carly, Marcy, and Philip are abducted and interrogated about the future until Carly kills their guard. David alerts MacLaren when Marcy does not come home, who is able to find and rescue the team with Officer Boyd. MacLaren was forced to cancel the team's mission with the family team, and Carly speculates this was their unidentified captor's goal.
With an exciting influx of new and revamped hotels, an up-and-coming restaurant scene, and a blossoming wine industry, Idaho’s capital city—traditionally known as a convention destination — has started to attract the attention of leisure travelers. Boise’s invigorated downtown is evidence of the trend, with the newly opened Inn at 500, a 110-room boutique property whose perks include balconies overlooking the capitol, and its on-site restaurant, Richard’s, owned by James Beard Award-nominated chef Richard Langston, leading the way. (Meanwhile, Hotel 43 and The Grove both recently unveiled swank renovations.) The city’s craft-beer scene continues to impress; one noteworthy newcomer is White Dog Brewing, whose rustic taproom features a 24-foot “frost rail” that keeps your beer, well, frosty. In other toast-worthy news, Boise has become a hub for Idaho’s growing wine industry. Oenophiles shouldn’t miss a stop at the new downtown tasting room of Coiled Wines. Owner Leslie Preston — a native Idahoan who sharpened her skills at Clos du Bois and Stags’ Leap in California — makes a spectacular dry Riesling. Getting there is easier than ever: to meet rising demand, American Airlines has launched new nonstop service from Chicago O’Hare, while Southwest now runs a nonstop from San Diego. —Blane Bachelor
Finland’s Archipelago Sea is the world’s largest, with 25,000 miles of shoreline and innumerable islands. Still off the beaten track for international tourists, who gravitate toward Helsinki in summer and Lapland in winter, the archipelago is the well-kept secret of the Finns, generations of whom flock to family-owned islands. And there’s never been a better time to join them, with increased airlift — including transatlantic flights on Norwegian Air starting around $350 — and a burgeoning food and beverage scene in nearby Turku, Finland’s medieval capital. (Start at the Kauppahalli, or market hall, where the salmon is as fresh and flavorful as a summer tomato.) The archipelago has a subarctic glamour, with eerie, sunlit summer nights and dark winter days, its rocky, tree-lined islands dotted with storybook wooden cottages. Hike, bike, or drive the islands; or hole up on one all your own. —Molly McArdle
Marcy erases Kat's memory of the crash and of the preceding day, and stages her home to make it appear as if she had drunk too much the night before. Philip removes MacLaren's car from the airport, but Forbes believes it is theft. Carly extracts Philip, while Forbes and Kat search for MacLaren. An advanced traveler medical team treats MacLaren with nanites to repair his massive internal damage. Trevor undergoes a painful procedure to grow a transplant heart for MacLaren. Unconscious, MacLaren experiences memories of his host's life with Kat. He discovers that they were deeply in love, and that she very much wanted to have children. She did not because MacLaren feared losing Kat after she suffered a life-threatening miscarriage. He also sees that they began to grow apart due to MacLaren's work commitments. MacLaren recovers in time to stage a cover story for Forbes, claiming that Philip is MacLaren's confidential informant and went rogue to prove that MacLaren's life is insecure. MacLaren returns home, and tries to apologize to Kat, but she avoids him.
Three high-ranking Travelers are sent back by the Director to put Grace on trial for violating protocols, overwriting a person who was not assigned to be her host, and sabotaging the Grand Plan. Mac and the team must give testimony at the trial that will determine if she should be overwritten or not. Meanwhile, the Faction is trying to replenish its numbers by overwriting people with the stored minds in the Quantum Frame. It transpires the trial was staged by the Director to flush out a Faction member from within the three Travelers judging Grace, which it successfully does, this leading to Mac's team securing the Quantum Frame.
In 2018, four unconnected people suddenly undergo personality changes at what would have been their moments of death: Marcy, a young, intellectually disabled woman, is assaulted but fights off her attackers and is no longer impaired; high-schooler Trevor concedes a mixed martial arts fight after being overmatched; heroin-addicted college student Philip drops his syringe just as his roommate injects a fatal overdose; and young mother Carly stares down her baby's abusive father. FBI agent MacLaren tracks their subsequent communication and confronts them; they reveal that they are among thousands of time travelers sent from the future to avert a global crisis, and that MacLaren was to die that night while pursuing a murderer they have already killed; MacLaren is taken over by a fifth traveler, who happens to be the team's leader.