Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt. By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.
In an interview with Exclaim!, Nick Thorburn explained that the overhauled lineup was a product of his desire to try new things. "That's important to me ― to be able to constantly try new things. That's why this record's largely informed by electronic stuff like drum machines, sequencing, and programming, which really scales it back from the last record."  Thompson once again left the band prior to the summer 2010 tour, and was again replaced by Aaron Harris.
The team track down Simon (Traveler 0004), a specialist who developed the consciousness transfer technology in the future, who was sent into a host body that developed schizophrenia after arrival. Simon, who set up the Travelers' communications system in the 21st, is haunted by hallucinations of Vincent, who previously convinced an institutionalized Simon that the Director wanted him to next build transfer technology in the 21st.
Although the former Soviet republic might seem remote, Uzbekistan once sat at the very center of the world. In the first millennium, no traveler could pass from Asia to Europe without stopping in the Silk Road strongholds of Bukhara and Samarkand, and as a result these cities evolved into rich cultural centers. For intrepid travelers, today’s Uzbekistan is a promised land: a Muslim-majority nation that’s both safe and affordable, with few tourists and an abundance of well-preserved mosques and harems. And since the death of authoritarian president Islam Karimov last year, the new regime has taken steps toward reform that have given both Uzbeks and the international community reason for optimism. Improving relations with Iran could soon bring a rail link to the Persian Gulf, and in 2016, the Afrosiyob high-speed-train line began connecting the country’s major cities. Meanwhile, Uzbekistan should benefit from the so-called Iron Silk Road, or Trans-Asian Railway — a Chinese-funded network of routes knitting together Beijing and Europe — once a segment connecting the country through Kyrgyzstan is completed. Book a customized journey with Exeter International, which specializes in the region. —Heidi Mitchell
Return to the Sea was re-mastered in England for the European version of the album, and was released there by Rough Trade Records on April 3, 2006. In North America, the album was released on the upstart label Equator Records on April 4, 2006. The cover of the album is a painting by Caspar David Friedrich titled The Wreck of the Hope. The album features numerous guest appearances, including members of Arcade Fire and Wolf Parade.
The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
Rising above its associations with the annual hot-air-balloon festival, Albuquerque will this year set out to prove itself as a fully-fledged destination. The Sawmill District, just north of the historic Old Town, is being revived as a creative center, anchored by the arrival of the Hotel Chaco. The design of this boutique property, which opened in April, is inspired by the state’s indigenous culture, with handmade Navajo wool textiles and pueblo-inspired motifs. Come spring, downtown ABQ will also see the arrival of a new entertainment hub: the $40 million One Central, which will have a sleek bowling lounge, as well as upscale stores and restaurants. And just outside town, visitors will soon be able to experience the striking Sandia Mountains in a nail-biting new way. The proposed Mountain Coaster, an alpine sled-style ride that plunges riders down the mountainside in a total vertical drop of 380 feet, is due to open this fall. Getting to Albuquerque is becoming even easier, thanks to new nonstop flights from major U.S. cities via Southwest, United, and Alaska Airlines. —Melanie Lieberman
The capital may be set on banks of the Potomac, but it’s never had a reputation as a great waterfront city. That could all be about to change, thanks to the $2.5 billion, 24-acre District Wharf, which opened in October just south of the National Mall. The shiny new InterContinental Washington D.C.-The Wharf offers access to the development’s new parks, music venues, 50-plus shops, and 20 restaurants — which include projects from area chefs like Fabio Trabocchi, Mike Isabella, and wunderkind Kwame Onwuachi. This is also set to be a banner year for culture: the Freer and Sackler galleries, sister museums that champion Asian art, recently reopened after a 20-month renovation, the National Gallery of Art will host the first-ever show dedicated to Cézanne’s portraits from March to July, and the Kennedy Center continues its inaugural season of hip-hop programming curated by Q-Tip. —Brooke Porter Katz
In 1998, the Travelers Group merged with Citicorp to form Citigroup. However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002, although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife. In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.
Travelers transfer into a cult preparing for mass suicide. MacLaren's team, the cult, and many other travelers, including senior engineer Bloom, meet at the antimatter facility. Bloom reveals that the future has been subtly rewritten and is not as united as it once was. Dosed with antitoxin, they release a toxic cloud to force a local evacuation. Gleason interrogates Delaney until MacLaren returns her to the facility and explains the nature of travelers. Gleason discovers Delaney's escape and prepares to return to her lab. Using the antimatter to power an x-ray laser, the travelers intend to deflect asteroid Helios 685, saving millions of lives and preventing the environmental catastrophes and devastating wars that led to their dark future. Deflecting Helios has been the Director's main goal, even though it could possibly prevent the travelers' own births in the future. Gleason leads an assault, killing most of the cult travelers and Bloom before she can fire the laser. However, travelers transfer into his soldiers and eventually into him, sacrificing themselves to complete the mission. The traveler within Gleason fires the laser while MacLaren and his team save Delaney from the antimatter explosion on Bloom's orders. MacLaren is unsure of the mission's success, as his team remains in the present.