Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]

Florida vacations can be anything you want them to be. Whether your idea of a great time is camping in a nature preserve, building sand castles, shopping at outlet or boutique malls, trying local cuisine at fine restaurants, tubing down rivers or riding roller coasters, tailoring a trip to your own level of adventure or relaxation is easy when you visit Florida. The state is filled with things to do, people to meet and places to explore, and each region, city and neighborhood has carved out its own identity, suiting a variety of visitors of all ages.
Continental islands are bodies of land that lie on the continental shelf of a continent.[10] Examples are Borneo, Java, Sumatra, Sakhalin, Taiwan and Hainan off Asia; New Guinea, Tasmania, and Kangaroo Island off Australia; Great Britain, Ireland, and Sicily off Europe; Greenland, Newfoundland, Long Island, and Sable Island off North America; and Barbados, the Falkland Islands, and Trinidad off South America.
Ever since Tolminc raw-milk cheeses and Slovenian marbled trout were featured on an episode of the Netflix series Chef’s Table with chef Ana Roš, Slovenia’s culinary star has been on the rise. Hiša Franko, the Soca Valley inn and restaurant that Roš runs with her sommelier husband, is now one of the region’s hardest tables to get — prompting the pair to open a small brewpub, Hiša Polonka. Surging demand for Slovenia’s natural and orange wines has driven local winemakers like Burja Estate and Movia to expand. And in the capital of Ljubljana, adventurous chefs at Monstera, Atelje, and Restavracija JB are helping redefine modern Slovenian cuisine, while the experimental farm and eatery Gostišče Grič has brought in a Swedish celebrity duck farmer and full-time forager to create one of Europe’s most unexpected dining experiences. —Nicholas Gill

The team track down Simon (Traveler 0004), a specialist who developed the consciousness transfer technology in the future, who was sent into a host body that developed schizophrenia after arrival. Simon, who set up the Travelers' communications system in the 21st, is haunted by hallucinations of Vincent, who previously convinced an institutionalized Simon that the Director wanted him to next build transfer technology in the 21st.


Flight Atlantic City - Fort Lauderdale (ACY - FLL) $89+ Flight Atlanta - Fort Lauderdale (ATL - FLL) $105+ Flight Denver - Fort Lauderdale (DEN - FLL) $107+ Flight Houston - Fort Lauderdale (HOU - FLL) $111+ Flight Houston - Fort Lauderdale (IAH - FLL) $111+ Flight Philadelphia - Fort Lauderdale (PHL - FLL) $111+ Flight Washington - Fort Lauderdale (BWI - FLL) $113+
Political strife and economic woes have taken a toll on Egypt’s tourism industry in recent years, but travelers will soon have a new reason to visit. On the arid plains of Giza not far from the Great Pyramids, a modern monument is under construction that’s more than two decades and nearly $1 billion in the making. The Grand Egyptian Museum will showcase the finest treasures of the pharaohs — including the body and golden funeral mask of Tutankhamen — in a structure spanning nearly 650,000 square feet.
The Emerald Isle has seen a rush of American visitors recently, spurred by favorable exchange rates and increased airlift. If you haven’t yet made the trip, now’s the time to go. Adare Manor, a hotel set in a grand 19th-century mansion on 840 acres of rolling County Limerick countryside, reopened in November after an 18-month overhaul. The picturesque estate now has a new 42-room wing, a redesigned golf course, and the first La Mer Spa in the British Isles. Ireland’s whiskey scene has been quietly blooming for the last decade, and recently historic estates have embraced the trend. In August, Slane Castle in County Meath opened its new distillery to the public, and later this year, the iconic Powerscourt Estate in County Wicklow will debut its own craft facility. In Dublin, Pearse Lyons, a wealthy Irishman with Kentucky-bourbon bona fides, recently opened his namesake distillery in the former St. James’s Church, and more whiskey destinations with visitor centers are soon to come from the Dublin Liberties and Roe & Co. And now that Luas, Dublin’s light rail system, has finally completed its latest expansion, getting around the city is a breeze — the $433-million project has linked two lines and added new stops near many of the city center’s most popular sights. —Lila Battis
The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.
Finland’s Archipelago Sea is the world’s largest, with 25,000 miles of shoreline and innumerable islands. Still off the beaten track for international tourists, who gravitate toward Helsinki in summer and Lapland in winter, the archipelago is the well-kept secret of the Finns, generations of whom flock to family-owned islands. And there’s never been a better time to join them, with increased airlift — including transatlantic flights on Norwegian Air starting around $350 — and a burgeoning food and beverage scene in nearby Turku, Finland’s medieval capital. (Start at the Kauppahalli, or market hall, where the salmon is as fresh and flavorful as a summer tomato.) The archipelago has a subarctic glamour, with eerie, sunlit summer nights and dark winter days, its rocky, tree-lined islands dotted with storybook wooden cottages. Hike, bike, or drive the islands; or hole up on one all your own. —Molly McArdle

Flight Atlantic City - Fort Lauderdale (ACY - FLL) $89+ Flight Atlanta - Fort Lauderdale (ATL - FLL) $105+ Flight Denver - Fort Lauderdale (DEN - FLL) $107+ Flight Houston - Fort Lauderdale (HOU - FLL) $111+ Flight Houston - Fort Lauderdale (IAH - FLL) $111+ Flight Philadelphia - Fort Lauderdale (PHL - FLL) $111+ Flight Washington - Fort Lauderdale (BWI - FLL) $113+

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