Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
Travel to the Danish capital has jumped more than 80 percent in the past decade, thanks in part to René Redzepi’s influential Noma restaurant (slated to reopen in its new location in February), as well as Scandinavian Airlines’ ongoing flight expansion. Today, Copenhagen is teeming with inspiring places to eat and drink, in addition to a number of sleek new hotels — so much so that the New Nordic food, beverage, and design movement has now spread worldwide. Even before it debuted in July, Restaurant Barr — the beer-centric boîte by Redzepi and chef Thorsten Schmidt that occupies the old Noma plot — was already garnering international attention. Then there’s Apollo Bar & Kantine, the recently minted, design-focused restaurant in the Kunsthal Charlottenborg gallery from Frederik Bille Brahe, proprietor of hit café Atelier September. Brothers Mikkel Borg Bjergsø and Jeppe Jarnit-Bjergsø, of Mikkeller and Evil Twin Brewing, respectively, have in the last couple of years introduced the world to experimental Danish craft beer, and their brews can now be sampled at bars and beer halls across Copenhagen and beyond. Stylish new places to stay, such as Hotel Danmark and Sanders, as well as a revamp of the classic, Arne Jacobsen–designed Radisson Blu Royal Hotel, reinforce the reasons the Scandinavian aesthetic is so popular right now. —Kat Odell 

Flight Oakland - Los Angeles (OAK - LAX) $55+ Flight San Francisco - Los Angeles (SFO - LAX) $91+ Flight San José - Los Angeles (SJC - LAX) $91+ Flight Houston - Los Angeles (HOU - LAX) $106+ Flight Houston - Los Angeles (IAH - LAX) $106+ Flight Dallas - Los Angeles (DFW - LAX) $123+ Flight Chicago - Los Angeles (ORD - LAX) $125+ Flight Seattle - Los Angeles (SEA - LAX) $125+ Flight Portland - Los Angeles (PDX - LAX) $137+ Flight New York - Los Angeles (LGA - LAX) $140+ Flight Orlando - Los Angeles (MCO - LAX) $163+ Flight Minneapolis - Los Angeles (MSP - LAX) $165+ Flight Detroit - Los Angeles (DTW - LAX) $166+ Flight Washington - Los Angeles (BWI - LAX) $173+ Flight Atlanta - Los Angeles (ATL - LAX) $178+ Flight Fort Lauderdale - Los Angeles (FLL - LAX) $178+ Flight Philadelphia - Los Angeles (PHL - LAX) $187+ Flight Newark - Los Angeles (EWR - LAX) $191+ Flight Boston - Los Angeles (BOS - LAX) $197+ Flight Raleigh - Los Angeles (RDU - LAX) $199+ Flight Chicago - Los Angeles (MDW - LAX) $201+ Flight Washington - Los Angeles (DCA - LAX) $204+

When historic rainfall pummeled California last February, the damage to Big Sur was severe. Mudslides cut off access to Highway 1, the region’s only thoroughfare, from the south; then a crack ripped through the Pfeiffer Canyon Bridge, blocking the northern end. Almost overnight, this 90-odd-mile stretch of craggy coastline — long beloved for its sense of remoteness — became an island. Nearly a year later, Big Sur is stirring back to life. The bridge has been replaced and a major slide has been cleared. After an elaborate renovation, the 160-acre Ventana Big Sur has reopened as the first Alila property in the U.S. — and is a luxurious rival to Post Ranch. The place is a stunner, whether you’re facing a forested canyon from the pool or enjoying pink and orange sunsets from the terrace. In addition to the plush ocean-view suites, clad in weathered wood, there are now glamping tents nearby that marry rusticity and comfort, with amenities like luxury linens and fire pits. —Jonah Weiner
Known as the Tibet of Japan, the remote Iya Valley is tucked away in the mountainous interior of Shikoku, the least visited of the country’s four main islands. Tourism to the region took a leap forward when it hosted the World Rafting Championship in 2017 — putting its turquoise Class Four rapids firmly on the adventure-travel map. New ziplines and hiking trails are sprouting up in the canyons, while upgrades have been made to accommodations in the area’s traditional thatched-roof farmhouses, or minkas. Chiiori House is the most luxurious; the property also maintains an excellent portfolio of more affordable options. —Adam Harney Graham
Flight Boston - London (BOS - LHR) $303+ Flight New York - London (JFK - LGW) $334+ Flight New York - London (JFK - LHR) $336+ Flight Newark - London (EWR - LHR) $340+ Flight Dallas - London (DFW - LHR) $358+ Flight New York - London (LGA - LHR) $372+ Flight Chicago - London (ORD - LGW) $374+ Flight Newark - London (EWR - LCY) $386+ Flight Chicago - London (ORD - LHR) $387+ Flight New York - London (JFK - LCY) $390+ Flight Newark - London (EWR - LGW) $399+ Flight Washington - London (IAD - LHR) $410+ Flight San Francisco - London (SFO - LHR) $417+ Flight Los Angeles - London (LAX - LHR) $422+
In a post-apocalyptic future, thousands of special operatives are tasked with preventing the collapse of society. These operatives, known as "travelers", have their consciousnesses sent back in time and transferred into the "host" body of present-day individuals who would otherwise be moments from death, to minimize unexpected impact on the time line. The transfer requires the exact location of the target, made possible by twenty-first century smart phones and GPS providing time, elevation, latitude, and longitude (TELL) coordinates that are archived for use in the future. Trained using social media and public records concerning their hosts, each traveler must maintain the host's pre-existing life as cover for the rest of their lives, while carrying out missions in teams of five. These missions are dictated by the Director in the future who monitors the time line, and are aimed at saving the world from a series of catastrophic events. One method by which the Director communicates with travelers is via pre-pubescent children used as messengers; unlike adults, any child can safely be taken over for a few minutes by the Director and then released from control without risk of killing them. All travelers are required to behave according to certain protocols to protect the time line:
In 1998, the Travelers Group merged with Citicorp to form Citigroup.[10] However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002,[12] although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife.[13] In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.[14][15]
To prevent an explosion that kills thousands, the team steals antimatter from a military convoy. The material's intended recipient is a new traveler who fails to prevent his host's suicide, forcing the team to improvise. After failing to upgrade their containment device, the team returns the antimatter to its origin facility. They form a tenuous alliance with Dr. Delaney, who produced the antimatter; history records her as complicit in the weaponization of antimatter, but she actually opposes Major Gleason's ambitions. MacLaren informs Delaney that they will return soon. Philip retains his host's heroin addiction. MacLaren meets his wife, Kat, but also resumes a preexisting relationship with Carly. Marcy works to build trust with a confused David.

Flight Atlantic City - Fort Lauderdale (ACY - FLL) $89+ Flight Atlanta - Fort Lauderdale (ATL - FLL) $105+ Flight Denver - Fort Lauderdale (DEN - FLL) $107+ Flight Houston - Fort Lauderdale (HOU - FLL) $111+ Flight Houston - Fort Lauderdale (IAH - FLL) $111+ Flight Philadelphia - Fort Lauderdale (PHL - FLL) $111+ Flight Washington - Fort Lauderdale (BWI - FLL) $113+


There is a difference between islands and continents in terms of geology.[8][9] Continents are the largest landmass of a particular continental plate; this holds true for Australia, which sits on its own continental lithosphere and tectonic plate (the Australian plate). By contrast, islands are either extensions of the oceanic crust (e.g. volcanic islands), or belong to a continental plate containing a larger landmass; the latter is the case of Greenland, which sits on the North American plate.


It’s no secret that Fiji is home to some of the world’s most spectacular scenery — powdery beaches fringed with palms, crystalline waters with colorful reefs, and rugged coastlines covered in greenery. But the islands’ new crop of luxury accommodations is making a case for the archipelago’s man-made phenomena as well. At the exclusive, family-owned Kokomo Private Island Resort, which is spread across 140 acres of dense tropical rain forest and white-sand beaches, guests will have their pick of 21 beach villas (among the most spacious in Fiji) and four hilltop residences featuring infinity pools and walled tropical gardens. If you’re a diver, you’re in luck: the Great Astrolabe Reef, which is teeming with kaleidoscopic corals and exotic marine life (like reef sharks, rays, and dolphinfish), is in the resort’s backyard. The luxury ante will only be upped in March when a Six Senses debuts on Malolo Island. Set on a private beach, the boutique property will offer the brand’s namesake spa and wellness offerings (including yoga, meditation, and nutrition and sleep counseling), plus a restaurant with ingredients sourced from the resort garden. Also slated to open in 2018: Nihi Fiji, from hotelier James McBride and Christopher Burch — the same duo behind Nihi Sumba Island, which Travel + Leisure readers named the best hotel in the world for 2017. —Melanie Lieberman
Exposure to the great outdoors comes with immeasurable health benefits, but as our lives continue to get busier, it becomes harder to spend time outdoors. Humana and NPF are celebrating the significant benefits of spending time outdoors in our new Owners Guide by offering tips on how to start replenishing and refreshing your mind, body, and spirit in a national park.

In a post-apocalyptic future, thousands of special operatives are tasked with preventing the collapse of society. These operatives, known as "travelers", have their consciousnesses sent back in time and transferred into the "host" body of present-day individuals who would otherwise be moments from death, to minimize unexpected impact on the time line. The transfer requires the exact location of the target, made possible by twenty-first century smart phones and GPS providing time, elevation, latitude, and longitude (TELL) coordinates that are archived for use in the future. Trained using social media and public records concerning their hosts, each traveler must maintain the host's pre-existing life as cover for the rest of their lives, while carrying out missions in teams of five. These missions are dictated by the Director in the future who monitors the time line, and are aimed at saving the world from a series of catastrophic events. One method by which the Director communicates with travelers is via pre-pubescent children used as messengers; unlike adults, any child can safely be taken over for a few minutes by the Director and then released from control without risk of killing them. All travelers are required to behave according to certain protocols to protect the time line:
In 1998, the Travelers Group merged with Citicorp to form Citigroup.[10] However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002,[12] although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife.[13] In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.[14][15]
Leaf-peeping and a thriving farm-to-table food scene (the country’s first CSA sprouted here) lure out-of-towners to the bucolic far western corner of Massachusetts. But the arts have long been their own major draw: Tanglewood, the Clark Art Institute, and the Williamstown Theatre Festival all call the area home, as does MASS MoCA, a popular modern art destination housed in a circa-1800s textile mill in North Adams.
The word island derives from Middle English iland, from Old English igland (from ig or ieg, similarly meaning 'island' when used independently, and -land carrying its contemporary meaning; cf. Dutch eiland ("island"), German Eiland ("small island")). However, the spelling of the word was modified in the 15th century because of a false etymology caused by an incorrect association with the etymologically unrelated Old French loanword isle, which itself comes from the Latin word insula.[3][4] Old English ieg is actually a cognate of Swedish ö and German Aue, and related to Latin aqua (water).[5]
A century ago, Shanghai was China’s star city, a cosmopolitan center of art, technology, and finance. Today, it’s reclaiming that mantle, parlaying the economic boom that began in the 1990s into a world-class array of cultural and culinary attractions. On the West Bund riverfront, Tank Shanghai will transform disused oil tanks into a sprawling arts complex with a gallery, an education center, and parks when it’s completed later this year. Farther north, the Norman Foster and Thomas Heatherwick–designed Fosun Foundation, with its façade of shifting bronze cylinders, began hosting performances and art shows last fall. The North Bund is being redeveloped with a park linking it to a new lifestyle development that’s anchored by the city’s first W Hotel. In the residential Minhang district, Cordis debuted in May, and Amanyangyun will open nearby after relocating Ming and Qing dynasty buildings, as well as 10,000 ancient camphor trees, from Jiangxi province. More luxury stays are still to come in 2018, including the Middle House, the Bulgari, and the Edition. —Samantha Culp
The project culminates in September with a week of public arts programming developed by Cecilia Alemani, chief curator of the High Line in New York. Then, in October, 4,000 teen athletes from more than 200 countries will flock to the city for the Youth Olympic Games. The southern Villa Soldati neighborhood has seen significant development in anticipation of the events, with new housing, parks, and sports venues that will breathe life into the area well after the Olympians return home. Should you miss out on the world-class athletes, drown your sorrows in a world-class meal. Tegui, an eight-year-old restaurant in trendy Palermo, was recently named one of the World’s 50 Best Restaurants — the first time an Argentinean spot has made the list in 15 years. —Sorrel Moseley-Williams

On May 28, 2006, it was announced that Thompson was leaving the band. Islands decided to continue on without Thompson, and a European tour was scheduled, and further recordings confirmed. The band later emerged the following month for two surprise appearances in Montreal, performing with a new lineup including new drummer Aaron Harris and multi-instrumentalist Kate Perkins, before departing for Europe the following week.
Found Places Boston Fenway Inn $28+ The Farrington Inn $50+ Hi Boston $52+ Ramada by Wyndham Boston $79+ Comfort Inn Boston $96+ DoubleTree by Hilton Boston Bayside $100+ Best Western Plus Boston Hotel $102+ Boston Lodge and Suites $107+ Hampton Inn & Suites Boston Crosstown Center $122+ Boston Omni Parker House Hotel $125+ Boston Hotel Buckminster $126+ Yotel Boston $136+ The Boxer $138+ Aloft Boston Seaport District $141+

That network can island off from the larger grid and run on its own, at least for a limited time, if there is a blackout. — David Roberts, Vox, "Clean energy technologies threaten to overwhelm the grid. Here’s how it can adapt.," 30 Nov. 2018 The 21 percent that nest on the Kerguelen Islands in the Indian Ocean and the Falkland and Tierra del Fuego islands close to South America would find their nesting grounds altered and would have to travel farther to find food and so might relocate. — Karen Weintraub, New York Times, "King Penguins Are Endangered by Warmer Seas," 26 Feb. 2018 In the offshore world, wealthy people and corporations use the banking systems of low-tax countries, often island nations in the Caribbean, to shield their assets from taxing authorities in their home countries. — David Heinzmann, chicagotribune.com, "Tribune exclusive: Pritzker's secret offshore holdings revealed in Chicago duck boat land deal," 14 Mar. 2018 Critics have said the exemption allowed UBS Group AG to sell funds to island residents that later suffered big losses, wiping out many clients’ life savings. — Ryan Tracy, WSJ, "Lawmakers Expand Scope of Senate Bank-Deregulation Bill," 7 Mar. 2018 To find out why, researchers set out cameras to record clownfish behaviors near North Solitary and Lord Howe islands along Australia’s east coast. — Jennifer Leman, Science | AAAS, "Why some clownfish are boring," 14 Dec. 2017 Authorities were letting residents and business owners to return to Upper Keys islands close to the mainland Tuesday morning, but people from the Lower Keys faced a longer wait. — Jennifer Kay And Doug Ferguson, chicagotribune.com, "Florida makes slow moves toward recovery after Hurricane Irma," 12 Sep. 2017 Dr Toomey’s findings stem from his analysis of sediment cores collected near the Dry Tortugas, islands off Florida’s coast. — The Economist, "PalaeoclimatologyTraces of old hurricanes show how hard climate science is," 19 Oct. 2017 The island was largely spared the widespread damage caused by Hurricane Irma on the chain's St. Thomas and St. John islands just two weeks ago. — Carlisle Jno Baptiste And Danica Coto, chicagotribune.com, "Hurricane Maria aims at Puerto Rico after slamming Dominica," 19 Sep. 2017
In November 2010, Travelers entered into a joint venture agreement under which the company would invest in J. Malucelli Participações em Seguros e Resseguros S.A., the market leader in the surety insurance business in Brazil. The transaction closed in June 2011 with Travelers acquiring a 43.4 percent interest. Travelers' investment in newly issued shares significantly increased J. Malucelli's capital level, positioning it for substantial growth in Brazil. At the time, Travelers had the option to increase its investment to retain a 49.5 percent interest, which the company later did in 2012.[23]
A third type of volcanic oceanic island is formed over volcanic hotspots. A hotspot is more or less stationary relative to the moving tectonic plate above it, so a chain of islands results as the plate drifts. Over long periods of time, this type of island is eventually "drowned" by isostatic adjustment and eroded, becoming a seamount. Plate movement across a hot-spot produces a line of islands oriented in the direction of the plate movement. An example is the Hawaiian Islands, from Hawaii to Kure, which continue beneath the sea surface in a more northerly direction as the Emperor Seamounts. Another chain with similar orientation is the Tuamotu Archipelago; its older, northerly trend is the Line Islands. The southernmost chain is the Austral Islands, with its northerly trending part the atolls in the nation of Tuvalu. Tristan da Cunha is an example of a hotspot volcano in the Atlantic Ocean. Another hotspot in the Atlantic is the island of Surtsey, which was formed in 1963.
Travelers is a Canadian-American science fiction television series created by Brad Wright, starring Eric McCormack, Mackenzie Porter, Jared Abrahamson, Nesta Cooper, Reilly Dolman, and Patrick Gilmore.[1][2] The series was an international co-production between streaming service Netflix and Canadian specialty channel Showcase for its first two seasons, after which Netflix took over as its sole production company and exclusive worldwide distributor. The show premiered in Canada on October 17, 2016, and worldwide on December 23, 2016.[3] A second season followed in 2017, and a third season was released on December 14, 2018.[4][5] In February 2019, McCormack revealed that the series had been cancelled.[6]
The city has cemented its reputation as a must-visit destination with its most recent honor: it’s been named 2018 World Design Capital, the first ever in the Americas. It’s no wonder: despite challenges like the recent earthquake, young Mexican creatives are no longer searching for opportunities abroad but staying to build something meaningful at home. Their success is evident in arts initiatives like Zonamaco and the Material Art Fair in February, Design Week Mexico in October, and the Condo Fair, which will debut in Mexico’s capital in April. Aesthetes have plenty of design-forward places to stay and eat, too. Bed down at Downtown Mexico, the newest hotel by Grupo Habita, which plans to open another property, Catedral M X, nearby in 2018. Or book a room at the Four Seasons Hotel Mexico City, which unveiled an ambitious redesign by Gilles & Boissier in 2016. Dine at Enrique Olvera’s world-famous Pujol, which relocated last year to a mid-century house and has a fresh, pared-down look. The new space is outfitted in natural materials — a fitting design for a restaurant that celebrates wood-fired cooking. —Laura Itzkowitz
No matter what your ideal getaway is, one thing is certain: the best vacations in Florida happen when you immerse yourself in the climate and culture, taking full advantage of the year-round warm weather, getting to know the native wildlife, tasting homegrown produce and Gulf-caught seafood and checking out the beaches, even from under a hat and tons of sunscreen. Book a foodie tour or pub crawl, dance the night away at a blues festival and wake up in time to make a mimosa toast along the water.
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The band played various shows around the US and Canada throughout mid-late 2005, followed by an opening slot for Metric on their early 2006 tour. After Return to the Sea was released in April 2006, the band embarked on their first full headlining tour, playing small clubs around the US and Canada throughout May. They were joined by Cadence Weapon and Why? on the first half of the tour, and Cadence Weapon and Busdriver on the second. The band generally received critical acclaim for their live shows, which sometimes ended with the band leading the audience out of the venue "pied piper style" and onto the surrounding streets.
In November 2010, Travelers entered into a joint venture agreement under which the company would invest in J. Malucelli Participações em Seguros e Resseguros S.A., the market leader in the surety insurance business in Brazil. The transaction closed in June 2011 with Travelers acquiring a 43.4 percent interest. Travelers' investment in newly issued shares significantly increased J. Malucelli's capital level, positioning it for substantial growth in Brazil. At the time, Travelers had the option to increase its investment to retain a 49.5 percent interest, which the company later did in 2012.[23]

In an interview with Exclaim!, Nick Thorburn explained that the overhauled lineup was a product of his desire to try new things. "That's important to me ― to be able to constantly try new things. That's why this record's largely informed by electronic stuff like drum machines, sequencing, and programming, which really scales it back from the last record." [2] Thompson once again left the band prior to the summer 2010 tour, and was again replaced by Aaron Harris.
A suicide bomber and his victims are set to become travelers, but the bomb explodes and only Donner, the bomber, survives. Devastated by his failure, Donner tries to betray the traveler program to the authorities, but the entire hearing is populated by travelers who hold a trial and convict Donner of treason. Donner is overwritten by a new traveler, who must serve Donner's prison sentence, and reports that things in the future are getting worse despite the changes enacted by Traveler teams in the 21st. Luca approaches Donner in prison, implying that he has lost faith in the Director. Ken, David's boss, believes David's relationship with Marcy is inappropriate. Upon meeting Marcy, he believes she has defrauded the system. Marcy saves David's job by repaying her benefits. Grace, Trevor's guidance counselor, and Jacqueline, Carly's social worker, genuinely care about them, respectively. Grace tries to help Trevor with his academics, and Jacqueline promises that she will not let the system fail Carly and her child. Philip discovers that gambling outcomes are deviating slightly from the historic record.
Philip obsesses over the lives the team is forbidden to save, writing the names and time, elevation, latitude, and longitude (TELL) coordinates of all potential candidates on the warehouse wall. He secretly tips off the FBI to prevent killings. He leads the team to rescue abducted child Aleksander Andrieko before his murder, falsely claiming it as a mission from the Director. As a messenger, Aleksander exposes the ruse. MacLaren decides to abandon the "mission", but Philip refuses, drawing his weapon. Aleksander is saved, his captors are killed, and Philip survives a gunshot wound; Marcy reveals his heroin addiction to the others, and plans to wean him. Jeff investigates the assault on Marcy, and detects the personality changes. David covers for her. The team adjusts to the 21st-century's contrast with the scarcity of their native era.
Finland’s Archipelago Sea is the world’s largest, with 25,000 miles of shoreline and innumerable islands. Still off the beaten track for international tourists, who gravitate toward Helsinki in summer and Lapland in winter, the archipelago is the well-kept secret of the Finns, generations of whom flock to family-owned islands. And there’s never been a better time to join them, with increased airlift — including transatlantic flights on Norwegian Air starting around $350 — and a burgeoning food and beverage scene in nearby Turku, Finland’s medieval capital. (Start at the Kauppahalli, or market hall, where the salmon is as fresh and flavorful as a summer tomato.) The archipelago has a subarctic glamour, with eerie, sunlit summer nights and dark winter days, its rocky, tree-lined islands dotted with storybook wooden cottages. Hike, bike, or drive the islands; or hole up on one all your own. —Molly McArdle
U.S. travelers have historically overlooked Mauritius in favor of other Indian Ocean destinations like the Seychelles and Maldives. That could all change, though, now that this remote, idyllic island some 1,200 miles off the African coast has become easier to reach. A flurry of new airline services launched at the end of 2017: KLM began servicing Mauritius from Amsterdam, and British carrier Thomas Cook Airlines introduced biweekly flights in November. Upon arrival, travelers can take in dreamy lagoon views from the newly reopened One&Only Le Saint Géran, fresh off a multimillion-dollar renovation. Every room and suite now has a private terrace or balcony, marble baths with cascade showers, and sophisticated teak, stone, and leather accents. Guests can also look forward to updated dining experiences — like lunch spot La Pointe, which grills fresh-caught seafood over firewood and coconut embers, or open-air restaurant La Terrasse, which offers Mauritian specialties. Unchanged at Le Saint Géran is its aura of exclusivity, thanks to the resort’s unique position on a private peninsula jutting out from the island’s eastern shore. —Melanie Lieberman
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