Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
In an interview with Exclaim!, Nick Thorburn explained that the overhauled lineup was a product of his desire to try new things. "That's important to me ― to be able to constantly try new things. That's why this record's largely informed by electronic stuff like drum machines, sequencing, and programming, which really scales it back from the last record." [2] Thompson once again left the band prior to the summer 2010 tour, and was again replaced by Aaron Harris.
In 2004, the St. Paul and Travelers Companies merged and renamed itself St. Paul Travelers, with the headquarters set in St. Paul, Minnesota.[16] In August of that year, it was charged of misleading statements associated with the merger.[17][18] Despite many assurances from CEO Jay Fishman that the newly formed company would retain the St. Paul name, the corporate name only lasted until 2007, when the company repurchased the rights to the famous red umbrella logo from Citigroup and readopted it as its main corporate symbol, while also changing the corporate name to The Travelers Companies.[19][20][21][22]

The Big Easy turns the Big 3-0-0 this year, and in this city where the good times roll, the parties will be epic — think citywide art shows, supersized Mardi Gras parades, and a festival of lights using landmark buildings as backdrops. Thirteen years after Hurricane Katrina, there is much to celebrate: The Central Business District, once a dead zone after dark, now crackles at all hours thanks to four new hotels (the Ace, Troubadour, Catahoula, and NOPSI), each with its own rooftop bar. The neighborhood is also home to new restaurants like Maypop — a Vietnamese-Creole joint from acclaimed chef Michael Gulotta. Another area coming to life is the three-mile riverfront, where a renovated Spanish Plaza will reopen this spring. More riverfront updates, including a new Four Seasons Hotel, will roll out in the next few years. Toast the tricentennial at the Sazerac House, a French Quarter museum dedicated to the official cocktail of New Orleans, opening later this year. —Allison Entrekin
Hundreds of years from now, the last surviving humans discover the means of sending consciousness back through time, directly into people in the 21st century. These Travelers assume the lives of seemingly random people, while secretly working as teams to perform missions in order to save humanity from a terrible future. These travelers are: FBI Special Agent Grant MacLaren, the team's leader; Marcy, a young, intellectually disabled woman in the care of her social worker, David; Trevor, a high school quarterback; Carly, a single mom in an abusive relationship; and Philip, a heroin-addicted college student. Armed only with their knowledge of history and an archive of social media profiles, the travelers discover that 21st century lives and relationships are as much a challenge as their high-stakes missions. Written by ahmetkozan
In January 2007, Travelers agreed to pay US$77 million to six states to settle a class action suit and end investigations into its insurance practices.[36][37] The charges involved paying the insurance broker Marsh & McLennan Companies contingent commissions to win business without the knowledge of clients, thus creating a conflict of interest.[38] Additionally, the investigation examined whether Travelers had created the illusion of competition by submitting fake bids,[39] thus misleading clients into believing they were receiving competitive commercial premiums.[40] 

Knights Inn – Toronto C$ 89+ Hotel Carlingview Toronto Airport C$ 99+ Travelodge by Wyndham Toronto East C$ 99+ Bond Place Hotel C$ 109+ Crowne Plaza Toronto Airport C$ 112+ Toronto Don Valley Hotel and Suites C$ 119+ Chelsea Hotel, Toronto C$ 129+ Delta Hotels by Marriott Toronto Airport & Conference Centre C$ 131+ Holiday Inn Toronto International Airport C$ 132+ Comfort Hotel Airport North C$ 139+ Best Western Plus Travel Hotel Toronto Airport C$ 139+ Strathcona Hotel C$ 143+ DoubleTree by Hilton Toronto Airport C$ 151+ Sheraton Toronto Airport Hotel & Conference Centre C$ 153+ Delta Hotels by Marriott Toronto East C$ 155+
Carly loses custody of her son until the trial. Grace is due to die, so Trevor kidnaps her to save her life. Believing he is insane, she flees and is overwritten despite having avoided the accident that would have killed her. Grace and another newly arrived traveler, Ellis, are computer programmers who have fled an anti-Director faction in the future. Ellis has developed a code that is sought by this faction, and has returned to the 21st century to keep it from them. David and Marcy consummate their relationship. However, her condition worsens and Boyd stabilizes her, but Marcy is near death. In the future, Grace was in charge of social media research and identifying the candidates. She wants to correct Marcy's condition with an experimental overwrite. She offers to redirect Marcy's original transfer into the functional part of her brain, saving her at the cost of her 21st-century memories. MacLaren lets Marcy decide, and she decides to speak to David first. However, her condition becomes critical shortly before David returns home, and she is overwritten by her earlier self. Her team introduces her to David.
Travel to the Danish capital has jumped more than 80 percent in the past decade, thanks in part to René Redzepi’s influential Noma restaurant (slated to reopen in its new location in February), as well as Scandinavian Airlines’ ongoing flight expansion. Today, Copenhagen is teeming with inspiring places to eat and drink, in addition to a number of sleek new hotels — so much so that the New Nordic food, beverage, and design movement has now spread worldwide. Even before it debuted in July, Restaurant Barr — the beer-centric boîte by Redzepi and chef Thorsten Schmidt that occupies the old Noma plot — was already garnering international attention. Then there’s Apollo Bar & Kantine, the recently minted, design-focused restaurant in the Kunsthal Charlottenborg gallery from Frederik Bille Brahe, proprietor of hit café Atelier September. Brothers Mikkel Borg Bjergsø and Jeppe Jarnit-Bjergsø, of Mikkeller and Evil Twin Brewing, respectively, have in the last couple of years introduced the world to experimental Danish craft beer, and their brews can now be sampled at bars and beer halls across Copenhagen and beyond. Stylish new places to stay, such as Hotel Danmark and Sanders, as well as a revamp of the classic, Arne Jacobsen–designed Radisson Blu Royal Hotel, reinforce the reasons the Scandinavian aesthetic is so popular right now. —Kat Odell
Last summer, the museum expanded its artistic footprint by over 130,000 square feet, making it the largest contemporary art space in the country. The new Building 6 houses long-term installations by artists like James Turrell, Louise Bourgeois, and Jenny Holzer. Two new museums are still in the works for North Adams, both spearheaded by former Guggenheim director Thomas Krens. At the Global Contemporary Art Museum, curators will work directly with artists to acquire and commission site-specific pieces, while the Extreme Model Railroad & Contemporary Architecture Museum will showcase works by the likes of Frank Gehry and Zaha Hadid, all built in miniature as part of an elaborate model train system. Design is also top-of-mind at Tourists, a modern take on the roadside motel that’s set to open this summer. The resort — situated on 55 acres at the convergence of the Appalachian and Mohawk Trails — will have 48 rooms, each with floor-to-ceiling windows that put the focus on surrounding vistas. —Fiorella Valdesolo
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This German town lays claim to not one but two of the world’s greatest opera houses. Most music lovers know about the acoustically perfect Bayreuth Festspielhaus, built in 1876 by composer Richard Wagner as the home for his summer music festival. But the city also contains the grandest Baroque theater in the world, the Margravial Opera House, built between 1744 and 1748 by Princess Wilhelmina of Prussia. Named a UNESCO World Heritage site in 2012, the theater has been closed for repairs for the past six years. It reopens in April 2018 with a performance of Artaserse by the 18th-century German composer Johann Adolph Hasse (tickets go on sale in February). Bayreuth also makes an excellent starting point from which to explore the rest of the region, famous for its hundreds of Bavarian biergartens and vineyards producing internationally renowned Franconian wines. —Christopher Tkaczyk
To prevent an explosion that kills thousands, the team steals antimatter from a military convoy. The material's intended recipient is a new traveler who fails to prevent his host's suicide, forcing the team to improvise. After failing to upgrade their containment device, the team returns the antimatter to its origin facility. They form a tenuous alliance with Dr. Delaney, who produced the antimatter; history records her as complicit in the weaponization of antimatter, but she actually opposes Major Gleason's ambitions. MacLaren informs Delaney that they will return soon. Philip retains his host's heroin addiction. MacLaren meets his wife, Kat, but also resumes a preexisting relationship with Carly. Marcy works to build trust with a confused David.
The first season of Travelers has a score of 100% on Rotten Tomatoes based on nine reviews with an average rating of 8.0/10.[9] Neil Genzlinger, writing for The New York Times, described the first season as "tasty", and "enjoyable science fiction", with "some attention-grabbing flourishes and fine acting".[10] Hanh Nguyen, writing for IndieWire, describes the series as "fun and freaky," finding the series' appeal "in how the core group of five travelers adjust to life in our present," noting the "human nature in the travelers".[11] Lawrence Devoe, of TheaterByte.com, called the series "tautly paced and suspenseful" with "well-developed characters", declaring that "Brad Wright has a real knack for creating futuristic series".[12] Evan Narcisse, reviewing the first five episodes for io9, appreciated the moral dilemmas offered by the series premise and the awkwardness presented by the characters' interactions with their hosts' friends, colleagues, lovers, or caretakers: "This is a superhero show in double disguise, offering up clever explorations of the secret identity concept that touch on the guilt and contortions that come with living a double life."[13] Netflix announced that the series was one of its "most devoured" series in 2017.[14]
A third type of volcanic oceanic island is formed over volcanic hotspots. A hotspot is more or less stationary relative to the moving tectonic plate above it, so a chain of islands results as the plate drifts. Over long periods of time, this type of island is eventually "drowned" by isostatic adjustment and eroded, becoming a seamount. Plate movement across a hot-spot produces a line of islands oriented in the direction of the plate movement. An example is the Hawaiian Islands, from Hawaii to Kure, which continue beneath the sea surface in a more northerly direction as the Emperor Seamounts. Another chain with similar orientation is the Tuamotu Archipelago; its older, northerly trend is the Line Islands. The southernmost chain is the Austral Islands, with its northerly trending part the atolls in the nation of Tuvalu. Tristan da Cunha is an example of a hotspot volcano in the Atlantic Ocean. Another hotspot in the Atlantic is the island of Surtsey, which was formed in 1963.
The jewel of the Adriatic Sea, Croatia is home to more than 1,200 islands, but travel between them has long been dictated by expensive yacht charters and sluggish public ferries. In 2018, that’s set to change, now that UberBOAT, from the popular ride-sharing app, has launched on-demand transfers and private tours along the Dalmatian Coast. Hit the high seas in the direction of Šolta, a hilly isle a mere nine nautical miles from Split (the second-largest city in Croatia).

The team is given a mission to collect and safeguard the original power source of the Director, as it will likely be the remaining Faction members' next target. The mission is going smoothly, but the team is ambushed and killed by the Faction. With its very existence in danger, the Director initiates Protocol Alpha – and sends back a Traveler to save the team before they are killed, but the remote location, small time window, and only two host candidates within geographic range makes the probability of success low.
Marcy erases Kat's memory of the crash and of the preceding day, and stages her home to make it appear as if she had drunk too much the night before. Philip removes MacLaren's car from the airport, but Forbes believes it is theft. Carly extracts Philip, while Forbes and Kat search for MacLaren. An advanced traveler medical team treats MacLaren with nanites to repair his massive internal damage. Trevor undergoes a painful procedure to grow a transplant heart for MacLaren. Unconscious, MacLaren experiences memories of his host's life with Kat. He discovers that they were deeply in love, and that she very much wanted to have children. She did not because MacLaren feared losing Kat after she suffered a life-threatening miscarriage. He also sees that they began to grow apart due to MacLaren's work commitments. MacLaren recovers in time to stage a cover story for Forbes, claiming that Philip is MacLaren's confidential informant and went rogue to prove that MacLaren's life is insecure. MacLaren returns home, and tries to apologize to Kat, but she avoids him.
Return to the Sea was re-mastered in England for the European version of the album, and was released there by Rough Trade Records on April 3, 2006. In North America, the album was released on the upstart label Equator Records on April 4, 2006. The cover of the album is a painting by Caspar David Friedrich titled The Wreck of the Hope. The album features numerous guest appearances, including members of Arcade Fire and Wolf Parade.
Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]
Leaf-peeping and a thriving farm-to-table food scene (the country’s first CSA sprouted here) lure out-of-towners to the bucolic far western corner of Massachusetts. But the arts have long been their own major draw: Tanglewood, the Clark Art Institute, and the Williamstown Theatre Festival all call the area home, as does MASS MoCA, a popular modern art destination housed in a circa-1800s textile mill in North Adams.
Our travel experts — from travel writers around the globe to T+L's A-List travel advisors to our own editors — offer their recommendations. Then, we take a look at what places are now at the forefront of the global conversation, whether for new hotels and museums or major international events. In any given year, the cities and countries we recommend as the best places to travel in the world have a lot going on. And of course, we think about those travel destinations that are perennial favorites to determine which ones are reinventing themselves, ensuring there’s always something new to explore.

Cruise ships and luxe lodges are familiar sights in western Greenland, but more recently, the untamed tundra of the east has begun opening up. Natural Habitat Adventures is leading the push: two seasons ago it debuted Base Camp Greenland, a seasonal eco-lodge comprising eight rustic but cozy tented cabins, which visitors use as a home base for exploring East Greenland by boat, helicopter, and on foot. When you’ve had enough of the wilderness, return to the western shore. Upscale additions there include the glamping retreat Camp Kiattua, which has tipi-like tents with fireplaces and fur-draped furnishings, and the new Ilimanaq Lodge, which feels like the Arctic’s answer to the overwater bungalow. Each of 15 Scandi-inspired cabins feature floor-to-ceiling windows and oceanfront terraces for whale-watching and iceberg-spotting. —Lila Battis
The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.
Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]

Florida vacations can be anything you want them to be. Whether your idea of a great time is camping in a nature preserve, building sand castles, shopping at outlet or boutique malls, trying local cuisine at fine restaurants, tubing down rivers or riding roller coasters, tailoring a trip to your own level of adventure or relaxation is easy when you visit Florida. The state is filled with things to do, people to meet and places to explore, and each region, city and neighborhood has carved out its own identity, suiting a variety of visitors of all ages.


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