Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
The jewel of the Adriatic Sea, Croatia is home to more than 1,200 islands, but travel between them has long been dictated by expensive yacht charters and sluggish public ferries. In 2018, that’s set to change, now that UberBOAT, from the popular ride-sharing app, has launched on-demand transfers and private tours along the Dalmatian Coast. Hit the high seas in the direction of Šolta, a hilly isle a mere nine nautical miles from Split (the second-largest city in Croatia).
MacLaren and Forbes stake out a criminal transaction that becomes a shootout. MacLaren's team is directed to assist an older traveler team: the incident's survivors, whose leader, Rick Hall, reveals that the deal was the assigned transfer of a device with a Russian traveler team. MacLaren is shocked by the violence between teams and by Hall's jadedness. Hall's teammates, Carter and Luca, are both dying, but Marcy saves Luca by transfusing Carter's blood; Marcy suspects Luca is her brother due to his suffering from night terrors. Hall demands that he become the leader of a merged team, and demands MacLaren kill Forbes to prevent their exposure. MacLaren and Forbes arrest Hall and Luca, and the team transfers the device. Trevor quits football to focus on his grades, but is grounded. Ray demands more gambling information from Philip. Carly rebukes Jeff, who harasses Marcy. Carly and MacLaren sleep together.
Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]
Three months after the events with the Quantum Frame, Mac and Kat are working through their issues during her first trimester. Marcy has moved out of David's apartment and has taken a job as an X-ray technician at a local hospital. Philip has traded one addiction for another, but is in denial about it. Trevor is growing concerned with the lack of communication from the Director. The discovery of a murdered Traveler team puts Mac on the trail of Vincent.
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Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]
It’s easy to see why this outcrop of land just an hour’s drive from Melbourne has long been a weekend retreat for the city’s well-heeled residents. Rolling vineyards in its interior give way to seaside villages and sandy shoreline. Travelers can swim with wild dolphins, visit wineries on horseback, or soar above the landscape in a gondola. And with a new flurry of openings, the region has begun to attract global attention. The latest addition is Point Leo Estate on the peninsula’s southernmost point. Set on 330 acres, it combines a tasting room, a 110-seat fine-dining restaurant, and a sculpture park, with more than 50 works by Australian and international artists like George Rickey and Inge King. Its arrival follows the launch of Jackalope, a seductive, art-infused boutique hotel neighboring a working winery. Elsewhere, Peninsula Hot Springs, a day spa set amid geothermal pools, is slated to unveil seven new pools and a new treatment list in 2018. —Carrie Hutchinson
The team track down Simon (Traveler 0004), a specialist who developed the consciousness transfer technology in the future, who was sent into a host body that developed schizophrenia after arrival. Simon, who set up the Travelers' communications system in the 21st, is haunted by hallucinations of Vincent, who previously convinced an institutionalized Simon that the Director wanted him to next build transfer technology in the 21st.

Those who think they’ve seen and done it all in the Bahamas should think again. Baha Mar, the multibillion dollar hotel and casino development on Nassau’s Cable Beach, will be fully up and running when Rosewood resorts launches there this spring. (Baha Mar’s Grand Hyatt and SLS properties are already drawing visitors with their sophisticated, contemporary rooms.) On neighboring Paradise Island, the iconic Ocean Club resort is under new management with Four Seasons. And at Atlantis, the adults-focused Cove resort now has an outpost of Sip Sip restaurant, Julie Lightbourn’s Harbour Island favorite, while the family-friendly Coral Towers debuted a new lobby, guest rooms, and pool courtesy of star hotel designer Jeffrey Beers. And T+L’s World’s Best winner Kamalame Cay has added stylish beach bungalows — stand-alone suites that start at a whopping 450 square feet and feature private verandas and outdoor showers. —Jacqueline Gifford


In March 2017, Travelers agreed to acquire UK-based Simply Business from Aquiline Capital Partners for approximately $490 million. Simply Business is a leading U.K. distributor of small business insurance policies, offering products online on behalf of a broad panel of carriers. It has more than 425,000 microbusiness customers covering more than 1,000 classes of business, and was named “Best Company to Work For” by The Sunday Times in 2015 and 2016. The transaction adds to Travelers' digital capabilities.[29][30][31]
Often overlooked in favor of more-developed, splashier neighbors like Hvar or Brač, Šolta’s under-the-radar nature has proved a boon: The stony islet has become synonymous with pristine nature (pebbly beaches, turquoise waters, lush greenery), medieval villages, winemaking (try the indigenous Dobričić variety), and family-run olive oil purveyors like Olynthia, a fourth-generation producer. After watching the sun set at Maslinica bay, check out the island’s peppering of stylish beach clubs, seaside bars, and open-air restaurants — then drop your bags at the Heritage Hotel Martinis-Marchi, built inside an 18th-century Venetian fort-castle and ideally situated for those who want to explore Šolta’s ancient villages and crystal-clear bays. —Kate Springer
Three months after the events with the Quantum Frame, Mac and Kat are working through their issues during her first trimester. Marcy has moved out of David's apartment and has taken a job as an X-ray technician at a local hospital. Philip has traded one addiction for another, but is in denial about it. Trevor is growing concerned with the lack of communication from the Director. The discovery of a murdered Traveler team puts Mac on the trail of Vincent.
Kathryn confronts MacLaren about an affair she believes he is having, leading him to end his relationship with Carly. Charlotte, the misfire historian, is overwritten and murders her team. She attempts to assassinate Grace, but Trevor stops her. Grace reveals that the anti-Director faction was responsible for the team's abduction. Charlotte is shot by Jeff while attempting to kill Carly. Ellis reveals that he has built a quantum frame that the Director, an advanced AI, can use to travel to the present to escape the faction. David is held at gunpoint by another assassin but is saved by Marcy. The team arrives at the farm where Trevor has received a text to destroy the frame. Boyd reveals she received an order to kill MacLaren and holds him at gunpoint; Carly later reveals having been given the same mission. Assassins surround the farm as Ellis shoots Trevor to keep him from harming the frame. Grace jumps in front of Trevor and is shot as well. Ellis shuts down the perimeter shield in the hope that the Director will help them and delivers a message to destroy the frame shortly before he dies. It is revealed that the people surrounding them are not anti-Director assassins, but FBI agents led by Forbes.

Make your next trip one to remember by exploring your national parks! Download Happy Trails: 25 Unforgettable National Park Hikes for descriptions and insider recommendations on trails and treks for all ages and ability levels, as well as general hiking tips. Sign up to get this guide, a must-have for planning an unforgettable national park adventure.
In a post-apocalyptic future, thousands of special operatives are tasked with preventing the collapse of society. These operatives, known as "travelers", have their consciousnesses sent back in time and transferred into the "host" body of present-day individuals who would otherwise be moments from death, to minimize unexpected impact on the time line. The transfer requires the exact location of the target, made possible by twenty-first century smart phones and GPS providing time, elevation, latitude, and longitude (TELL) coordinates that are archived for use in the future. Trained using social media and public records concerning their hosts, each traveler must maintain the host's pre-existing life as cover for the rest of their lives, while carrying out missions in teams of five. These missions are dictated by the Director in the future who monitors the time line, and are aimed at saving the world from a series of catastrophic events. One method by which the Director communicates with travelers is via pre-pubescent children used as messengers; unlike adults, any child can safely be taken over for a few minutes by the Director and then released from control without risk of killing them. All travelers are required to behave according to certain protocols to protect the time line:

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The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
Those with a predilection for high-thread-count sheets will soon be able to luxuriate at the Grand Bohemian Hotel, a ritzy boutique property with Carolina charm. In the meantime, discerning visitors can bunk at the swank Westin Poinsett, a historic hotel that was rescued from the wrecking ball in the late '90s, laying the groundwork for Greenville’s great Southern revival. —Rachel Tepper Paley
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Landlocked Laos might be quieter than Southeast Asian neighbors like Vietnam and Thailand, but 2018 could transform the country into the region’s next hot spot. Wattay International Airport, in the capital of Vientiane, is set to complete a terminal expansion to accommodate more international links next year, but the biggest changes are foot in the UNESCO World Heritage–inscribed town of Luang Prabang, in central Laos. This serene riverside spot lures travelers to its golden Buddhist temples, French-colonial architecture, hiking trails, nearby elephant sanctuaries — and now, glamorous new digs. Last year, the design-forward Azerai opened inside a century-old French-colonial building that was formerly an officer’s quarters. The debut concept from Aman Resorts founder Adrian Zecha has airy, light wood interiors that nod to local culture in their use of batik textiles and Laotian artwork. There’s also an 80-foot swimming pool in a tree-shaded central courtyard. The upcoming Rosewood Luang Prabang aims to be a destination in itself. Opening in mid 2018, this highly anticipated resort will feature pavilion-style villas, luxury tents, and a spa that seems to float above the jungle. —Kate Springer
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Travelers was founded in 1864 in Hartford. It was founded to provide travel insurance to railroad travelers at a time when travel was far more risky and dangerous than today, hence the name. Along the way it had many industry firsts, including the first automobile policy, the first commercial airline policy, and the first policy for space travel.[9] In 1954 it established the world's first privately owned weather research facility, the Travelers Weather Research Center, the first organization to make weather predictions using probabilities ("20% chance of rain"). By the early 1990s, Travelers was predominantly a general property and casualty insurer that also happened to do some travel insurance on the side, and it quietly exited its original business in 1994. What was left of Travelers' travel insurance business was acquired by three former employees and is now known as Travel Insured International, a Crum and Forster Company.
The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
In 1998, the Travelers Group merged with Citicorp to form Citigroup.[10] However, the synergies between the banking and insurance arms of the company did not work as well as planned, so Citigroup spun off Travelers Property and Casualty into a subsidiary company in 2002,[12] although it kept the red umbrella logo. Three years later, Citigroup sold Travelers Life & Annuity to MetLife.[13] In 2003, Travelers bought renewal rights for Royal & SunAlliance Personal Insurance and Commercial businesses.[14][15]

Almost all of the Earth's islands are natural and have been formed by tectonic forces or volcanic eruptions. However, artificial (man-made) islands also exist, such as the island in Osaka Bay off the Japanese island of Honshu, on which Kansai International Airport is located. Artificial islands can be built using natural materials (e.g., earth, rock, or sand) or artificial ones (e.g., concrete slabs or recycled waste).[14][15] Sometimes natural islands are artificially enlarged, such as Vasilyevsky Island in the Russian city of St. Petersburg, which had its western shore extended westward by some 0.5 km in the construction of the Passenger Port of St. Petersburg.[16]
Resuming their hosts' lives, the team suffer paranoia and hallucinations of their future pre-Travel lives, side effects of the antitoxin. MacLaren's coworkers hold a surprise party for his 15th anniversary with the FBI. Kat confronts him about lying to Forbes; he seduces her, but she is still certain he is cheating. During their lovemaking, MacLaren hallucinates that Kat is a woman with very short hair, with Carly's number (3465) tattooed on her neck. After Rene attempts to shoplift some clothes with Trevor and another friend, Trevor confronts the two outside, in an alley. During a fight between Trevor and the other guy, Trevor possibly experiences a slippage of time, where his friend is able to connect with a punch. This will later develop into Trevor's diagnosis of temporal aphasia. Their intimacy growing, David reluctantly helps Marcy perform surgery on herself to prevent seizures. Carly rebuffs a representative of Child Protective Services. Trevor reins in his host's delinquency, and he and Renee meditate. Ray takes Philip to a twelve-step meeting for drug addicts and gets him a pet turtle to care for. Trevor and Philip learn the team has a new mission.
History buffs and intrepid travelers have long been attracted to Jordan and its famous archaeological site of Petra, a “lost” citadel dating back 2,000 years. And despite political unrest in the broader region, the country remains a safe destination to discover the wonders of the Middle East. After playing out Indiana Jones fantasies amid the rose-colored, rock-cut façades of Petra’s famous landmark, Al Khazneh (the Treasury), set out to unearth the nation’s other historical attractions. In the lesser-known city of Jerash, 170 miles from Petra, you can see the ruins of an ancient Roman settlement, including the second-century Hadrian’s Arch, while in the protected desert wilderness of Wadi Rum, you’ll find some 25,000 rock carvings that trace the early development of the alphabet.
This year is San Antonio’s 300th anniversary, and the city is marking the occasion with events, activities, and new infrastructure. Ahead of the festivities, there’s been a flurry of development: In the past few months, the botanical gardens completed an expansion; the city’s first food hall, the Bottling Department, debuted at the Pearl; and San Antonio’s iconic passenger barges got an upgrade, with colorful electric models replacing the old gas-fueled boats. In January, the city will unveil Confluence Park, an expanse of trails and science-focused education facilities near the convergence of San Pedro Creek and the San Antonio River. A commemorative week is planned for early May, with celebrations at each of San Antonio’s five missions and the dedication of San Pedro Creek Culture Park, a once-unremarkable drainage ditch that’s been transformed into a waterfront promenade with public art and performance spaces. Ruby City, a new David Adjaye–designed art center that will house more than 800 pieces from the Linda Pace Foundation Collection, is expected to be completed at the end of 2018. And boutique stays still in the works — including a Thompson Hotel and the third location of the Saint Hotel — hint that San Antonio’s heyday is just beginning. —Devorah Lev-Tov
An island may be described as such, despite the presence of an artificial land bridge; examples are Singapore and its causeway, and the various Dutch delta islands, such as IJsselmonde. Some places may even retain "island" in their names for historical reasons after being connected to a larger landmass by a land bridge or landfill, such as Coney Island and Coronado Island, though these are, strictly speaking, tied islands. Conversely, when a piece of land is separated from the mainland by a man-made canal, for example the Peloponnese by the Corinth Canal or Marble Hill in northern Manhattan during the time between the building of the United States Ship Canal and the filling-in of the Harlem River which surrounded the area, it is generally not considered an island.
The Greek highway system has seen several recent upgrades, with a new route making the 2,000-year-old olive trees and lesser-visited ruins of the Peloponnese, the country’s southernmost swathe of mainland, more accessible. Completed in late 2016, the new A71 highway from Lefktro to Sparta shaves off two hours of driving time from Athens, and has also connected the Lefktro region to nearby Kalamata Airport, about 90 minutes away. Meanwhile, ports have been expanded at Gytheio and Katakolon — the latter a stopping point for the Viking Star, which launched in 2014. Farming is still integral to the region, and agritourism resorts like Eumelia constantly refresh their food and wellness-themed workshops, in addition to serving local dishes like maniatiki pasta with dry mizithra cheese, and moustokouloura, or cookies made with grape molasses. Goddesses seeking more temple-like accommodations should head to Porto Heli, on the eastern side of the Peloponnese, where everyone is talking about Amanzoe’s new Villa 31, a serene space with grandstand views of the surrounding coastline that contains a unique installation by light artist James Turrell. —Adam Harney Graham
No matter what your ideal getaway is, one thing is certain: the best vacations in Florida happen when you immerse yourself in the climate and culture, taking full advantage of the year-round warm weather, getting to know the native wildlife, tasting homegrown produce and Gulf-caught seafood and checking out the beaches, even from under a hat and tons of sunscreen. Book a foodie tour or pub crawl, dance the night away at a blues festival and wake up in time to make a mimosa toast along the water.
When historic rainfall pummeled California last February, the damage to Big Sur was severe. Mudslides cut off access to Highway 1, the region’s only thoroughfare, from the south; then a crack ripped through the Pfeiffer Canyon Bridge, blocking the northern end. Almost overnight, this 90-odd-mile stretch of craggy coastline — long beloved for its sense of remoteness — became an island. Nearly a year later, Big Sur is stirring back to life. The bridge has been replaced and a major slide has been cleared. After an elaborate renovation, the 160-acre Ventana Big Sur has reopened as the first Alila property in the U.S. — and is a luxurious rival to Post Ranch. The place is a stunner, whether you’re facing a forested canyon from the pool or enjoying pink and orange sunsets from the terrace. In addition to the plush ocean-view suites, clad in weathered wood, there are now glamping tents nearby that marry rusticity and comfort, with amenities like luxury linens and fire pits. —Jonah Weiner
Readings indicate that the seafloor off the French island's eastern shoreline is sinking at a rate of approximately 0.4 inches per month. — David Grossman, Popular Mechanics, "French Island Might Be Sitting On Top of Gigantic Underwater Magma Shift," 20 Mar. 2019 Video from the scene showed black smoke still rising from the island more than an hour after the crash. — Jeffrey Collins, Fox News, "New military jet crashes, pilot ejects in S Carolina," 28 Sep. 2018 The Cambridges reportedly embarked on their trip to Mustique, a private island in the Caribbean, in mid-July after a fan spotted them at an airport in St. Lucia. — Erica Gonzales, Harper's BAZAAR, "Prince William Is Back From Vacation with a Fresh Tan," 8 Aug. 2018 Both men saw their chance of the big time after Japanese forces attacked Shanghai’s Chinese districts in 1937, leaving the international concessions as islands in a sea of panic and devastation. — The Economist, "A gripping tale of Sodom sliding towards its bloody end," 12 July 2018 Higgins arrived on the island from Nevada in March without much Spanish, but brought 40 years of management experience. — Fortune, "Puerto Rico's Bankrupt Utility Has No Leader After Pay Scandal," 12 July 2018 The heavily forested Prince of Wales Island near the southern tip of the Alaska Panhandle is the fourth-largest island in the U.S. — Time, "All 11 People on Board Survived Alaska Plane Crash, Coast Guard Says," 11 July 2018 This island is the homeland of jamu, a traditional system of health and beauty treatments based on botanical ingredients. — Jennifer Goldstein, Marie Claire, "How To Spice Up Your Skincare Routine," 18 Jan. 2019 The little island of 23 million people off China’s coast is of great importance to Beijing. — Alex Ward, Vox, "Trump’s China strategy is the most radical in decades — and it’s failing," 18 Sep. 2018
The team learns that Traveler 001 is still alive in the body of his former psychologist, Perrow, when the Faction tries to capture him/her. Perrow dies but they believe 001 had access to a transfer device (since in the future he helped construct one) and as a result they are unsure where his consciousness now resides. Doubts about their loved ones worsen for Kat (suffering hallucinations and suspicions), Jeff (now, not Jeff and trying to make amends) and David, who is concussed.
Travelers transfer into a cult preparing for mass suicide. MacLaren's team, the cult, and many other travelers, including senior engineer Bloom, meet at the antimatter facility. Bloom reveals that the future has been subtly rewritten and is not as united as it once was. Dosed with antitoxin, they release a toxic cloud to force a local evacuation. Gleason interrogates Delaney until MacLaren returns her to the facility and explains the nature of travelers. Gleason discovers Delaney's escape and prepares to return to her lab. Using the antimatter to power an x-ray laser, the travelers intend to deflect asteroid Helios 685, saving millions of lives and preventing the environmental catastrophes and devastating wars that led to their dark future. Deflecting Helios has been the Director's main goal, even though it could possibly prevent the travelers' own births in the future. Gleason leads an assault, killing most of the cult travelers and Bloom before she can fire the laser. However, travelers transfer into his soldiers and eventually into him, sacrificing themselves to complete the mission. The traveler within Gleason fires the laser while MacLaren and his team save Delaney from the antimatter explosion on Bloom's orders. MacLaren is unsure of the mission's success, as his team remains in the present.
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