Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt.[5][6] By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.[7][8]
The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
Found Places Boston Fenway Inn $28+ The Farrington Inn $50+ Hi Boston $52+ Ramada by Wyndham Boston $79+ Comfort Inn Boston $96+ DoubleTree by Hilton Boston Bayside $100+ Best Western Plus Boston Hotel $102+ Boston Lodge and Suites $107+ Hampton Inn & Suites Boston Crosstown Center $122+ Boston Omni Parker House Hotel $125+ Boston Hotel Buckminster $126+ Yotel Boston $136+ The Boxer $138+ Aloft Boston Seaport District $141+
VISIT FLORIDA® is the Official Florida Tourism Industry Marketing Corporation. The content for this web site has been provided both by professional travel writers and by individual consumers. The opinions expressed in the getaway ideas, Floridians' Favorites and readers' comments do not necessarily represent those of VISIT FLORIDA. Please contact us to send a comment or to report a problem. All material © 2001-2019 by VISIT FLORIDA®, all rights reserved. Reproduction in whole or in part is prohibited without the written permission of the publisher.  View our privacy policy.
Those who think they’ve seen and done it all in the Bahamas should think again. Baha Mar, the multibillion dollar hotel and casino development on Nassau’s Cable Beach, will be fully up and running when Rosewood resorts launches there this spring. (Baha Mar’s Grand Hyatt and SLS properties are already drawing visitors with their sophisticated, contemporary rooms.) On neighboring Paradise Island, the iconic Ocean Club resort is under new management with Four Seasons. And at Atlantis, the adults-focused Cove resort now has an outpost of Sip Sip restaurant, Julie Lightbourn’s Harbour Island favorite, while the family-friendly Coral Towers debuted a new lobby, guest rooms, and pool courtesy of star hotel designer Jeffrey Beers. And T+L’s World’s Best winner Kamalame Cay has added stylish beach bungalows — stand-alone suites that start at a whopping 450 square feet and feature private verandas and outdoor showers. —Jacqueline Gifford
The word island derives from Middle English iland, from Old English igland (from ig or ieg, similarly meaning 'island' when used independently, and -land carrying its contemporary meaning; cf. Dutch eiland ("island"), German Eiland ("small island")). However, the spelling of the word was modified in the 15th century because of a false etymology caused by an incorrect association with the etymologically unrelated Old French loanword isle, which itself comes from the Latin word insula.[3][4] Old English ieg is actually a cognate of Swedish ö and German Aue, and related to Latin aqua (water).[5]

Until now, Zambia has had little recognition as one of Africa’s great safari destinations. Yet experts know it as the birthplace of the walking safari — as well as the home of some of the most highly trained guides on the continent. In South Luangwa National Park, visitors can expect to see more animals than baobab trees, while Liuwa Plain National Park is the setting for the world’s second-largest wildebeest migration, when tens of thousands of the creatures head across the plain from neighboring Angola. Last year saw the arrival of Liuwa’s first permanent camp: King Lewanika Lodge, a six-villa safari lodge overlooking a watering hole where hyenas and antelope gather. —Mary Holland 

On May 28, 2006, it was announced that Thompson was leaving the band. Islands decided to continue on without Thompson, and a European tour was scheduled, and further recordings confirmed. The band later emerged the following month for two surprise appearances in Montreal, performing with a new lineup including new drummer Aaron Harris and multi-instrumentalist Kate Perkins, before departing for Europe the following week.
Florida vacations can be anything you want them to be. Whether your idea of a great time is camping in a nature preserve, building sand castles, shopping at outlet or boutique malls, trying local cuisine at fine restaurants, tubing down rivers or riding roller coasters, tailoring a trip to your own level of adventure or relaxation is easy when you visit Florida. The state is filled with things to do, people to meet and places to explore, and each region, city and neighborhood has carved out its own identity, suiting a variety of visitors of all ages.
Over the past few years, South Korea’s Gangwon Province has shed its sleepy past and come into its own as a prime winter-sports destination — a transformation that will take center stage during the Pyeongchang Winter Olympics (February 9–25). Ahead of the big event, the region will debut a new high-speed rail line that will whisk travelers from Incheon International Airport to the resort town in just 70 minutes, making it easier to access the Taebaek Mountains’ panoramic pistes and tourist-friendly attractions. Powder hounds will want to lodge at the InterContinental Alpensia Pyeongchang Resort, which commands a prime location at the foot of the Alpensia ski slopes, steps from two Olympic-class runs, and is one of a handful of hotels built for the games. Break from all the outdoor action at the Ocean 700 indoor water park, complete with wave pools and tubing rides. —Talia Avakian
Landlocked Laos might be quieter than Southeast Asian neighbors like Vietnam and Thailand, but 2018 could transform the country into the region’s next hot spot. Wattay International Airport, in the capital of Vientiane, is set to complete a terminal expansion to accommodate more international links next year, but the biggest changes are foot in the UNESCO World Heritage–inscribed town of Luang Prabang, in central Laos. This serene riverside spot lures travelers to its golden Buddhist temples, French-colonial architecture, hiking trails, nearby elephant sanctuaries — and now, glamorous new digs. Last year, the design-forward Azerai opened inside a century-old French-colonial building that was formerly an officer’s quarters. The debut concept from Aman Resorts founder Adrian Zecha has airy, light wood interiors that nod to local culture in their use of batik textiles and Laotian artwork. There’s also an 80-foot swimming pool in a tree-shaded central courtyard. The upcoming Rosewood Luang Prabang aims to be a destination in itself. Opening in mid 2018, this highly anticipated resort will feature pavilion-style villas, luxury tents, and a spa that seems to float above the jungle. —Kate Springer
Make your next trip one to remember by exploring your national parks! Download Happy Trails: 25 Unforgettable National Park Hikes for descriptions and insider recommendations on trails and treks for all ages and ability levels, as well as general hiking tips. Sign up to get this guide, a must-have for planning an unforgettable national park adventure.
In August 2012, Travelers sued the National Football League for forcing the company and its subsidiaries to pay to defend the league for failing to protect players from brain injury, in a case filed in the New York State Supreme Court called Discover Property & Casualty Co. et al. vs. National Football League et al., New York State Supreme Court, New York County, No. 652933/2012. The league had sued over three dozen insurance companies the week before in an attempt to cover the claims that players made against the league.[41][42][43]
Kathryn confronts MacLaren about an affair she believes he is having, leading him to end his relationship with Carly. Charlotte, the misfire historian, is overwritten and murders her team. She attempts to assassinate Grace, but Trevor stops her. Grace reveals that the anti-Director faction was responsible for the team's abduction. Charlotte is shot by Jeff while attempting to kill Carly. Ellis reveals that he has built a quantum frame that the Director, an advanced AI, can use to travel to the present to escape the faction. David is held at gunpoint by another assassin but is saved by Marcy. The team arrives at the farm where Trevor has received a text to destroy the frame. Boyd reveals she received an order to kill MacLaren and holds him at gunpoint; Carly later reveals having been given the same mission. Assassins surround the farm as Ellis shoots Trevor to keep him from harming the frame. Grace jumps in front of Trevor and is shot as well. Ellis shuts down the perimeter shield in the hope that the Director will help them and delivers a message to destroy the frame shortly before he dies. It is revealed that the people surrounding them are not anti-Director assassins, but FBI agents led by Forbes.
On May 28, 2006, it was announced that Thompson was leaving the band. Islands decided to continue on without Thompson, and a European tour was scheduled, and further recordings confirmed. The band later emerged the following month for two surprise appearances in Montreal, performing with a new lineup including new drummer Aaron Harris and multi-instrumentalist Kate Perkins, before departing for Europe the following week. 

Although the former Soviet republic might seem remote, Uzbekistan once sat at the very center of the world. In the first millennium, no traveler could pass from Asia to Europe without stopping in the Silk Road strongholds of Bukhara and Samarkand, and as a result these cities evolved into rich cultural centers. For intrepid travelers, today’s Uzbekistan is a promised land: a Muslim-majority nation that’s both safe and affordable, with few tourists and an abundance of well-preserved mosques and harems. And since the death of authoritarian president Islam Karimov last year, the new regime has taken steps toward reform that have given both Uzbeks and the international community reason for optimism. Improving relations with Iran could soon bring a rail link to the Persian Gulf, and in 2016, the Afrosiyob high-speed-train line began connecting the country’s major cities. Meanwhile, Uzbekistan should benefit from the so-called Iron Silk Road, or Trans-Asian Railway — a Chinese-funded network of routes knitting together Beijing and Europe — once a segment connecting the country through Kyrgyzstan is completed. Book a customized journey with Exeter International, which specializes in the region. —Heidi Mitchell
From the Northwest Florida’s Emerald Coast to the coral-reefed Keys, the state is filled with an array of activities for all ages and tastes. On a Florida vacation, families can plan several days of theme park fun in the Orlando area, or they can ride horses at a secluded ranch in central Florida, ride bikes along nature trails in north Florida, learn about astronauts and rocket science at the Space Coast or take one of the garden tours in Miami and Fort Lauderdale.
Flight Detroit - Orlando (DTW - MCO) $61+ Flight Houston - Orlando (HOU - MCO) $73+ Flight Houston - Orlando (IAH - MCO) $73+ Flight Washington - Orlando (BWI - MCO) $79+ Flight Philadelphia - Orlando (PHL - MCO) $83+ Flight Chicago - Orlando (ORD - MCO) $87+ Flight Denver - Orlando (DEN - MCO) $89+ Flight Hartford - Orlando (BDL - MCO) $95+ Flight Washington - Orlando (DCA - MCO) $97+ 

Flight Denver - Chicago (DEN - ORD) $79+ Flight Houston - Chicago (HOU - ORD) $91+ Flight Houston - Chicago (IAH - ORD) $91+ Flight Boston - Chicago (BOS - ORD) $97+ Flight Dallas - Chicago (DFW - ORD) $97+ Flight Minneapolis - Chicago (MSP - ORD) $97+ Flight New York - Chicago (LGA - ORD) $97+ Flight Washington - Chicago (BWI - ORD) $101+ Flight Atlanta - Chicago (ATL - ORD) $108+
The team is given a mission to collect and safeguard the original power source of the Director, as it will likely be the remaining Faction members' next target. The mission is going smoothly, but the team is ambushed and killed by the Faction. With its very existence in danger, the Director initiates Protocol Alpha – and sends back a Traveler to save the team before they are killed, but the remote location, small time window, and only two host candidates within geographic range makes the probability of success low.
An island may be described as such, despite the presence of an artificial land bridge; examples are Singapore and its causeway, and the various Dutch delta islands, such as IJsselmonde. Some places may even retain "island" in their names for historical reasons after being connected to a larger landmass by a land bridge or landfill, such as Coney Island and Coronado Island, though these are, strictly speaking, tied islands. Conversely, when a piece of land is separated from the mainland by a man-made canal, for example the Peloponnese by the Corinth Canal or Marble Hill in northern Manhattan during the time between the building of the United States Ship Canal and the filling-in of the Harlem River which surrounded the area, it is generally not considered an island.
There is a difference between islands and continents in terms of geology.[8][9] Continents are the largest landmass of a particular continental plate; this holds true for Australia, which sits on its own continental lithosphere and tectonic plate (the Australian plate). By contrast, islands are either extensions of the oceanic crust (e.g. volcanic islands), or belong to a continental plate containing a larger landmass; the latter is the case of Greenland, which sits on the North American plate.
Continental islands are bodies of land that lie on the continental shelf of a continent.[10] Examples are Borneo, Java, Sumatra, Sakhalin, Taiwan and Hainan off Asia; New Guinea, Tasmania, and Kangaroo Island off Australia; Great Britain, Ireland, and Sicily off Europe; Greenland, Newfoundland, Long Island, and Sable Island off North America; and Barbados, the Falkland Islands, and Trinidad off South America.
A third type of volcanic oceanic island is formed over volcanic hotspots. A hotspot is more or less stationary relative to the moving tectonic plate above it, so a chain of islands results as the plate drifts. Over long periods of time, this type of island is eventually "drowned" by isostatic adjustment and eroded, becoming a seamount. Plate movement across a hot-spot produces a line of islands oriented in the direction of the plate movement. An example is the Hawaiian Islands, from Hawaii to Kure, which continue beneath the sea surface in a more northerly direction as the Emperor Seamounts. Another chain with similar orientation is the Tuamotu Archipelago; its older, northerly trend is the Line Islands. The southernmost chain is the Austral Islands, with its northerly trending part the atolls in the nation of Tuvalu. Tristan da Cunha is an example of a hotspot volcano in the Atlantic Ocean. Another hotspot in the Atlantic is the island of Surtsey, which was formed in 1963.
Exposure to the great outdoors comes with immeasurable health benefits, but as our lives continue to get busier, it becomes harder to spend time outdoors. Humana and NPF are celebrating the significant benefits of spending time outdoors in our new Owners Guide by offering tips on how to start replenishing and refreshing your mind, body, and spirit in a national park.
Travelers transfer into a cult preparing for mass suicide. MacLaren's team, the cult, and many other travelers, including senior engineer Bloom, meet at the antimatter facility. Bloom reveals that the future has been subtly rewritten and is not as united as it once was. Dosed with antitoxin, they release a toxic cloud to force a local evacuation. Gleason interrogates Delaney until MacLaren returns her to the facility and explains the nature of travelers. Gleason discovers Delaney's escape and prepares to return to her lab. Using the antimatter to power an x-ray laser, the travelers intend to deflect asteroid Helios 685, saving millions of lives and preventing the environmental catastrophes and devastating wars that led to their dark future. Deflecting Helios has been the Director's main goal, even though it could possibly prevent the travelers' own births in the future. Gleason leads an assault, killing most of the cult travelers and Bloom before she can fire the laser. However, travelers transfer into his soldiers and eventually into him, sacrificing themselves to complete the mission. The traveler within Gleason fires the laser while MacLaren and his team save Delaney from the antimatter explosion on Bloom's orders. MacLaren is unsure of the mission's success, as his team remains in the present.
The team learns that Traveler 001 is still alive in the body of his former psychologist, Perrow, when the Faction tries to capture him/her. Perrow dies but they believe 001 had access to a transfer device (since in the future he helped construct one) and as a result they are unsure where his consciousness now resides. Doubts about their loved ones worsen for Kat (suffering hallucinations and suspicions), Jeff (now, not Jeff and trying to make amends) and David, who is concussed.

Flight Oakland - Los Angeles (OAK - LAX) $55+ Flight San Francisco - Los Angeles (SFO - LAX) $91+ Flight San José - Los Angeles (SJC - LAX) $91+ Flight Houston - Los Angeles (HOU - LAX) $106+ Flight Houston - Los Angeles (IAH - LAX) $106+ Flight Dallas - Los Angeles (DFW - LAX) $123+ Flight Chicago - Los Angeles (ORD - LAX) $125+ Flight Seattle - Los Angeles (SEA - LAX) $125+ Flight Portland - Los Angeles (PDX - LAX) $137+ Flight New York - Los Angeles (LGA - LAX) $140+ Flight Orlando - Los Angeles (MCO - LAX) $163+ Flight Minneapolis - Los Angeles (MSP - LAX) $165+ Flight Detroit - Los Angeles (DTW - LAX) $166+ Flight Washington - Los Angeles (BWI - LAX) $173+ Flight Atlanta - Los Angeles (ATL - LAX) $178+ Flight Fort Lauderdale - Los Angeles (FLL - LAX) $178+ Flight Philadelphia - Los Angeles (PHL - LAX) $187+ Flight Newark - Los Angeles (EWR - LAX) $191+ Flight Boston - Los Angeles (BOS - LAX) $197+ Flight Raleigh - Los Angeles (RDU - LAX) $199+ Flight Chicago - Los Angeles (MDW - LAX) $201+ Flight Washington - Los Angeles (DCA - LAX) $204+


Exposure to the great outdoors comes with immeasurable health benefits, but as our lives continue to get busier, it becomes harder to spend time outdoors. Humana and NPF are celebrating the significant benefits of spending time outdoors in our new Owners Guide by offering tips on how to start replenishing and refreshing your mind, body, and spirit in a national park.
On May 28, 2006, it was announced that Thompson was leaving the band. Islands decided to continue on without Thompson, and a European tour was scheduled, and further recordings confirmed. The band later emerged the following month for two surprise appearances in Montreal, performing with a new lineup including new drummer Aaron Harris and multi-instrumentalist Kate Perkins, before departing for Europe the following week.
Flight Boston - London (BOS - LHR) $303+ Flight New York - London (JFK - LGW) $334+ Flight New York - London (JFK - LHR) $336+ Flight Newark - London (EWR - LHR) $340+ Flight Dallas - London (DFW - LHR) $358+ Flight New York - London (LGA - LHR) $372+ Flight Chicago - London (ORD - LGW) $374+ Flight Newark - London (EWR - LCY) $386+ Flight Chicago - London (ORD - LHR) $387+ Flight New York - London (JFK - LCY) $390+ Flight Newark - London (EWR - LGW) $399+ Flight Washington - London (IAD - LHR) $410+ Flight San Francisco - London (SFO - LHR) $417+ Flight Los Angeles - London (LAX - LHR) $422+

The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.


The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
Flight Detroit - Orlando (DTW - MCO) $61+ Flight Houston - Orlando (HOU - MCO) $73+ Flight Houston - Orlando (IAH - MCO) $73+ Flight Washington - Orlando (BWI - MCO) $79+ Flight Philadelphia - Orlando (PHL - MCO) $83+ Flight Chicago - Orlando (ORD - MCO) $87+ Flight Denver - Orlando (DEN - MCO) $89+ Flight Hartford - Orlando (BDL - MCO) $95+ Flight Washington - Orlando (DCA - MCO) $97+
VISIT FLORIDA® is the Official Florida Tourism Industry Marketing Corporation. The content for this web site has been provided both by professional travel writers and by individual consumers. The opinions expressed in the getaway ideas, Floridians' Favorites and readers' comments do not necessarily represent those of VISIT FLORIDA. Please contact us to send a comment or to report a problem. All material © 2001-2019 by VISIT FLORIDA®, all rights reserved. Reproduction in whole or in part is prohibited without the written permission of the publisher.  View our privacy policy.
The Director can invoke three other protocols in special situations: Protocol Alpha temporarily suspends all other protocols when a critical mission must be completed at all costs, Protocol Epsilon can be invoked when Traveler archives are threatened, and Protocol Omega permanently suspends all other protocols when the Director abandons the Travelers because the future has either been fixed or deemed impossible to fix.
A third type of volcanic oceanic island is formed over volcanic hotspots. A hotspot is more or less stationary relative to the moving tectonic plate above it, so a chain of islands results as the plate drifts. Over long periods of time, this type of island is eventually "drowned" by isostatic adjustment and eroded, becoming a seamount. Plate movement across a hot-spot produces a line of islands oriented in the direction of the plate movement. An example is the Hawaiian Islands, from Hawaii to Kure, which continue beneath the sea surface in a more northerly direction as the Emperor Seamounts. Another chain with similar orientation is the Tuamotu Archipelago; its older, northerly trend is the Line Islands. The southernmost chain is the Austral Islands, with its northerly trending part the atolls in the nation of Tuvalu. Tristan da Cunha is an example of a hotspot volcano in the Atlantic Ocean. Another hotspot in the Atlantic is the island of Surtsey, which was formed in 1963.
The city has cemented its reputation as a must-visit destination with its most recent honor: it’s been named 2018 World Design Capital, the first ever in the Americas. It’s no wonder: despite challenges like the recent earthquake, young Mexican creatives are no longer searching for opportunities abroad but staying to build something meaningful at home. Their success is evident in arts initiatives like Zonamaco and the Material Art Fair in February, Design Week Mexico in October, and the Condo Fair, which will debut in Mexico’s capital in April. Aesthetes have plenty of design-forward places to stay and eat, too. Bed down at Downtown Mexico, the newest hotel by Grupo Habita, which plans to open another property, Catedral M X, nearby in 2018. Or book a room at the Four Seasons Hotel Mexico City, which unveiled an ambitious redesign by Gilles & Boissier in 2016. Dine at Enrique Olvera’s world-famous Pujol, which relocated last year to a mid-century house and has a fresh, pared-down look. The new space is outfitted in natural materials — a fitting design for a restaurant that celebrates wood-fired cooking. —Laura Itzkowitz
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