Finland’s Archipelago Sea is the world’s largest, with 25,000 miles of shoreline and innumerable islands. Still off the beaten track for international tourists, who gravitate toward Helsinki in summer and Lapland in winter, the archipelago is the well-kept secret of the Finns, generations of whom flock to family-owned islands. And there’s never been a better time to join them, with increased airlift — including transatlantic flights on Norwegian Air starting around $350 — and a burgeoning food and beverage scene in nearby Turku, Finland’s medieval capital. (Start at the Kauppahalli, or market hall, where the salmon is as fresh and flavorful as a summer tomato.) The archipelago has a subarctic glamour, with eerie, sunlit summer nights and dark winter days, its rocky, tree-lined islands dotted with storybook wooden cottages. Hike, bike, or drive the islands; or hole up on one all your own. —Molly McArdle
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Rising above its associations with the annual hot-air-balloon festival, Albuquerque will this year set out to prove itself as a fully-fledged destination. The Sawmill District, just north of the historic Old Town, is being revived as a creative center, anchored by the arrival of the Hotel Chaco. The design of this boutique property, which opened in April, is inspired by the state’s indigenous culture, with handmade Navajo wool textiles and pueblo-inspired motifs. Come spring, downtown ABQ will also see the arrival of a new entertainment hub: the $40 million One Central, which will have a sleek bowling lounge, as well as upscale stores and restaurants. And just outside town, visitors will soon be able to experience the striking Sandia Mountains in a nail-biting new way. The proposed Mountain Coaster, an alpine sled-style ride that plunges riders down the mountainside in a total vertical drop of 380 feet, is due to open this fall. Getting to Albuquerque is becoming even easier, thanks to new nonstop flights from major U.S. cities via Southwest, United, and Alaska Airlines. —Melanie Lieberman
The Moroccan city has attracted an artistic crowd since the 1960s, when everyone from Yves Saint Laurent to Mick Jagger fell for its vibrant sensory landscape. Now the city’s cultural scene is being reinvigorated, thanks to two landmark happenings in the world of art and design. First came last October’s launch of the YSL Museum — a striking geometric building next to the Jardin Majorelle, which Saint Laurent and his partner, Pierre Bergé, bought and restored in the 1980s. Then, in February, the 1:54 Contemporary African Art Fair will debut at the storied hotel La Mamounia. Marrakesh has had an art biennial since 2005 — the next is slated for 2020 — and the city is home to a number of well-regarded galleries. But the arrival of 1:54, which has editions in London and New York and draws names like Billie Zangewa and William Kentridge, is set to position the city as a hub for African art. There’s also hotel news. Oberoi is poised to open its third African property here, a lakeside resort surrounded by citrus orchards. And Royal Mansour has added a 6,450-square-foot pool flanked by seven air-conditioned cabanas. —Flora Stubbs
A picture-perfect trio of islands lapped by turquoise waters, the Maltese archipelago has all the charm of nearby Sicily with far fewer tourists. Valletta, the tiny nation’s capital and a UNESCO World Heritage site, feels like something plucked straight from Westeros. The historic walled city dates back to 1565, and has a vibe that’s Mediterranean with a North African twist. This underrated destination is finally stepping into the global limelight as a 2018 European Capital of Culture. To celebrate the occasion, the city has planned more than 140 projects and 400 events throughout the year. The festivities begin on January 20, with contemporary dance, a choral symphony, and acrobatic performances across the city’s four main squares. Should you miss the grand opening, swing by in February for Carnival, or in June for the Malta International Arts Festival and the Valletta Film Festival. —Diana Hubbell
As Bali goes increasingly upmarket, it now offers visitors access to a buzzing food scene in Ubud, its cultural capital, as well as an island-wide luxury-hotel boom. The Ubud Food Festival, which is in its fourth year, showcases the diverse flavors of the Indonesian archipelago in dozens of events, including cook-offs, demos, talks, food tours, and events in new restaurants. Notable newcomers on the town’s food scene include Spice, a casual Asian-fusion restaurant from Chris Salans, formerly Bouley Bakery’s chef de cuisine and head chef at Thomas Keller’s Bouchon; Room4Dessert from Will Goldfarb, whose now-closed avant-garde New York eatery of the same name won him a James Beard nomination; and Moksa, a vegan café, bakery, and organic farm with its own grocery. Heading up the wave of new high-end hotels is luxury Japanese chain Hoshino Resorts, which unveiled Hoshinoya Bali, 30 thatched-roof villas in the rain forest outside Ubud. Capella Ubud will launch 22 ultra-luxury tents, each with an outdoor saltwater Jacuzzi pool, in early 2018. And Jumeirah Bali plans to debut 123 villas surrounded by tropical gardens in upscale Jimbaran in mid 2018. A two-year overhaul at Four Seasons Jimbaran Bay means its villas will now have bigger bedrooms and better ocean views, while at Four Seasons Sayan in the Ubud rain forest, guests are being offered a new activity: being rocked to sleep in a silk hammock in a bamboo hut by an former Buddhist nun, the resort’s wellness mentor. —Sharon McDonnell
That network can island off from the larger grid and run on its own, at least for a limited time, if there is a blackout. — David Roberts, Vox, "Clean energy technologies threaten to overwhelm the grid. Here’s how it can adapt.," 30 Nov. 2018 The 21 percent that nest on the Kerguelen Islands in the Indian Ocean and the Falkland and Tierra del Fuego islands close to South America would find their nesting grounds altered and would have to travel farther to find food and so might relocate. — Karen Weintraub, New York Times, "King Penguins Are Endangered by Warmer Seas," 26 Feb. 2018 In the offshore world, wealthy people and corporations use the banking systems of low-tax countries, often island nations in the Caribbean, to shield their assets from taxing authorities in their home countries. — David Heinzmann, chicagotribune.com, "Tribune exclusive: Pritzker's secret offshore holdings revealed in Chicago duck boat land deal," 14 Mar. 2018 Critics have said the exemption allowed UBS Group AG to sell funds to island residents that later suffered big losses, wiping out many clients’ life savings. — Ryan Tracy, WSJ, "Lawmakers Expand Scope of Senate Bank-Deregulation Bill," 7 Mar. 2018 To find out why, researchers set out cameras to record clownfish behaviors near North Solitary and Lord Howe islands along Australia’s east coast. — Jennifer Leman, Science | AAAS, "Why some clownfish are boring," 14 Dec. 2017 Authorities were letting residents and business owners to return to Upper Keys islands close to the mainland Tuesday morning, but people from the Lower Keys faced a longer wait. — Jennifer Kay And Doug Ferguson, chicagotribune.com, "Florida makes slow moves toward recovery after Hurricane Irma," 12 Sep. 2017 Dr Toomey’s findings stem from his analysis of sediment cores collected near the Dry Tortugas, islands off Florida’s coast. — The Economist, "PalaeoclimatologyTraces of old hurricanes show how hard climate science is," 19 Oct. 2017 The island was largely spared the widespread damage caused by Hurricane Irma on the chain's St. Thomas and St. John islands just two weeks ago. — Carlisle Jno Baptiste And Danica Coto, chicagotribune.com, "Hurricane Maria aims at Puerto Rico after slamming Dominica," 19 Sep. 2017
Marcy puts herself in a near-death state to recover her lost memories from when she was reset. The memories she receives include those of the original host Marcy, showing that the host's intellectual disability was caused by Vincent/001 testing Simon's incomplete consciousness transfer technology on her. While she is out of commission, Mac and the rest of the team are ordered to provide Hall with backup in protecting the future 53rd President of the United States, who is currently a prepubescent girl.
Saint Paul Fire and Marine Insurance Co. was founded March 5, 1853, in St. Paul, Minnesota, serving local customers who were having a difficult time getting claim payments in a timely manner from insurance companies on the east coast of the United States. It barely survived the Panic of 1857 by dramatically paring down its operations and later reorganizing itself into a stock company (as opposed to a mutual company). It soon spread its operations across the country. In 1998 it acquired USF&G, known formerly as United States Fidelity and Guaranty Company, an insurance company based in Baltimore, Maryland, for $3.9 billion in stock and assumed debt. By buying USF&G, they went from the 13th to the eighth largest property and casualty insurance company in the United States. Through economies of scale between the two companies, and a difficult business environment, they downsized the company substantially over the coming years by selling certain business units to focus on more profitable business units.
In January 2007, Travelers agreed to pay US$77 million to six states to settle a class action suit and end investigations into its insurance practices. The charges involved paying the insurance broker Marsh & McLennan Companies contingent commissions to win business without the knowledge of clients, thus creating a conflict of interest. Additionally, the investigation examined whether Travelers had created the illusion of competition by submitting fake bids, thus misleading clients into believing they were receiving competitive commercial premiums.
Exposure to the great outdoors comes with immeasurable health benefits, but as our lives continue to get busier, it becomes harder to spend time outdoors. Humana and NPF are celebrating the significant benefits of spending time outdoors in our new Owners Guide by offering tips on how to start replenishing and refreshing your mind, body, and spirit in a national park.
Last summer, the museum expanded its artistic footprint by over 130,000 square feet, making it the largest contemporary art space in the country. The new Building 6 houses long-term installations by artists like James Turrell, Louise Bourgeois, and Jenny Holzer. Two new museums are still in the works for North Adams, both spearheaded by former Guggenheim director Thomas Krens. At the Global Contemporary Art Museum, curators will work directly with artists to acquire and commission site-specific pieces, while the Extreme Model Railroad & Contemporary Architecture Museum will showcase works by the likes of Frank Gehry and Zaha Hadid, all built in miniature as part of an elaborate model train system. Design is also top-of-mind at Tourists, a modern take on the roadside motel that’s set to open this summer. The resort — situated on 55 acres at the convergence of the Appalachian and Mohawk Trails — will have 48 rooms, each with floor-to-ceiling windows that put the focus on surrounding vistas. —Fiorella Valdesolo